853 Cherokee Trl, Willoughby, OH 44094 Property Records

Lake County property record for 853 Cherokee Trl, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1946
Lot Size	0.265 acres (11,548 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (May 2023)
Tax Bill	$4,171 (2023)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-057-O-00-081-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-057-O-00-081-0`
Alternative APN	`78`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Family Room	Family Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,548 sqft (0.265 acres)
Lot Dimensions	145 ft deep x 41 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	180 sqft
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	853 CHEROKEE TRL
City	WILLOUGHBY
State	OH
Zip	44094-7206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 & 4 DOUGLASS & 16 TRACT S/L 45 & 47
Legal Subdivision	ARROWHEAD BEACH ALLOTMENT
Legal Tract	S
Legal Block	7
Legal Lot Number	45
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	3
Census Block	3019
Census Tract	201700

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2589 BERKSHIRE RD, CLEVELAND HEIGHTS, OH 44106-3362
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Oct 23, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
May 18, 2023	Warranty Deed, Transfer
Nov 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 22, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	20239243
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000021346
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	853 CHEROKEE TRL, WILLOUGHBY, OH 44094-7206
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023549
Date	Nov 22, 2023
Instrument	2023R023549

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Oct 23, 2023
Property Address	853 CHEROKEE TRL, WILLOUGHBY, OH 44094-7206
Document Number	0000021346
Map Reference	VOL E PG 13
Instrument Date	Oct 17, 2023
Instrument	2023R021346
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2589 BERKSHIRE RD, CLEVELAND, OH 44106-3362

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 18, 2023
Property Address	853 CHEROKEE TRL, WILLOUGHBY, OH 44094-7206
Document Number	0000009243
Map Reference	VOL E PG 13
Instrument Date	May 12, 2023
Instrument	2023R009243
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2589 BERKSHIRE RD, CLEVELAND, OH 44106-3362

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 30, 2018
Property Address	853 CHEROKEE TRL, WILLOUGHBY, OH 44094-7206
Document Number	0000030356
Instrument Date	Nov 27, 2018
Instrument	30356
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 CHEROKEE TRL WILLOUGHBY OH 440947206, WILLOUGHBY, OH 44094-7206

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	853 CHEROKEE TRL, WILLOUGHBY, OH 44094-7206
Document Number	0000020246
Instrument Date	Jul 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 CHEROKEE TRL WILLOUGHBY OH 440947206, WILLOUGHBY, OH 44094-7206

Mortgage

Document Number	0000020246
Date	Aug 1, 2017
Instrument	20246

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,360 (+18.84%) Land $22,030 Building $30,330	$149,600 (+18.83%) Land $62,930 Building $86,670
2023	$4,171.00 (+49.87%) Homeowner's exemption	$44,060 (-) Land $18,660 Building $25,400
2022	$2,783.00	$44,060 Land $18,660 Building $25,400
2021			$125,890 Land $53,320 Building $72,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1978–1991)
Claims Outside the SFHA	3 of 11
Most Recent Claim	May 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	AQUA OHIO - MENTOR
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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