Harrison County property record for 920 Cedar Lake Rd, Biloxi, MS 39532
| Property Type | Regional Shopping Center, Mall |
|---|---|
| Details | 2 ba · 90,357 sqft · built 1980 |
| Lot Size | 10.9 acres (474,804 sqft) |
| Owner | Company Name on File |
| Tax Bill | $63,802 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1308M-02-008.000 |
| Primary APN | 1308M-02-008.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 90,357 sqft Adjusted Area |
| Gross Area | 88,752 sqft |
| 1st Floor Area | 101,352 sqft |
| Flooring | Combination, Other |
| Interior Walls | Finished/Painted |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 474,804 sqft (10.9 acres) |
| Lot Depth | 1 ft Depth |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 083237 |
|---|---|
| Street Address | 920 CEDAR LAKE RD |
| City | BILOXI |
| State | MS |
| Zip | 39532-2124 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Regional Shopping Center, Mall |
| Legal Description | CEDAR POPPS PLAZA- 10.9 AC COM AT SW COR OF SEC 7 E 137.6 FT N 39.5 FT TO E MAR OF CEDAR LAKE RD N 3 DG W 141.3 FT ALONG RD T |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 07 |
| Legal Subdivision | CEDAR POPPS PLAZA |
| Legal Lot Number | 1 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 3311 |
920 Cedar Lake Rd, a commercial property, is owned by a company that acquired it in December 2021 and is owner-occupied.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 920 CEDAR LAKE RD STE E3, E3, BILOXI, MS 39532-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Commercial Mortgage BOC BANK |
| Aug 1, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE |
| Feb 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF MISSISSIPPI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2021 |
| Deed Sale | Dec 14, 2021 |
| Deed Document Number | 2021-0020105-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 920 CEDAR LAKE RD, BILOXI, MS 39532-2124 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 320 W PARK AVE B, B, GREENWOOD, MS 38930-2902 |
| Document Number | 20240001289TJ2 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024-0001289-T-J2 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, MS 38935 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 28, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 920 CEDAR LAKE RD, BILOXI, MS 39532-2124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20230004438TJ2 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 2023-0004438-T-J2 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 30, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 920 CEDAR LAKE RD, BILOXI, MS 39532-2124 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220001518TJ2 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022-0001518-T-J2 |
| Name | BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 5, 2027 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 920 Cedar Lake Rd was $63,802, up 3.1% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,802.00 (+3.1%) | $570,833 | $3,805,555 Land $1,424,412 Building $2,381,143 |
| 2024 | $61,885.00 (+0.77%) | ||
| 2023 | $61,414.00 | $559,480 | $3,729,867 Land $1,424,412 Building $2,305,455 |
| 2022 | $61,414.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 920 Cedar Lake Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 8 (1998–2026) |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 920 Cedar Lake Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T, CoastConnect, T-Mobile, Verizon.
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