910 Cedar Lake Rd, Biloxi, MS 39532 Property Records

Harrison County property record for 910 Cedar Lake Rd, Biloxi, MS 39532

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	0.5 ba · 3,139 sqft · built 1988
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on File
Last Sale	$523,002 (Feb 2026)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1308M-02-008.001`

Property Details

APN / Parcel Number

Primary APN	`1308M-02-008.001`
Alternative APN	`102078`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	3,139 sqft Adjusted Area
Gross Area	3,132 sqft
1st Floor Area	3,132 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	184 ft deep x 90 ft wide
Utility Building	143 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	910 CEDAR LAKE RD
City	BILOXI
State	MS
Zip	39532-2101
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	COM AT SW COR OF SEC 7-7-9 E ALONG SEC LINE 610 FT TO POB N 90 FT E 184 FT S 90 FT W 184 FT TO POB CONT .38 AC SEC 7-7-9
Legal Range	09W
Legal Township	07S
Legal Section	07
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2021
Census Tract	3311

Owner

910 Cedar Lake Rd, a commercial property, is owned by a company that bought it in February 2026.

Source: Harrison County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	19321 FRONTIER RD, SAUCIER, MS 39574-8507
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Feb 3, 2026	Deed of Trust, Mortgage · Commercial Mortgage RENAISSANCE COMMUNITY LOAN FUND INC
Mar 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK MISSISSIPPI
Mar 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK MISSISSIPPI
Jul 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF PHILADELPHIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on File
Deed Sale	Feb 3, 2026 · Amount on File
Prior Sale	Apr 23, 2018
Deed Document Number	2026558
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	910 CEDAR LAKE RD, BILOXI, MS 39532-2101
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19321 FRONTIER RD, SAUCIER, MS 39574-8507

Mortgage

Document Number	20260000559TJ2
Date	Feb 3, 2026
Instrument	2026-0000559-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	910 CEDAR LAKE RD, BILOXI, MS 39532-2101
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11450 CANAL RD, GULFPORT, MS 39503-1117

Mortgage

Document Number	20260000563TJ2
Date	Feb 3, 2026
Instrument	2026-0000563-T-J2

Lender

Name	RENAISSANCE COMMUNITY LOAN FUND INC
Type	Mortgage Company
Address	GULFPORT, MS 39503

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	72 Months
Due	Feb 15, 2032

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	910 CEDAR LAKE RD, BILOXI, MS 39532-2101
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220002426TJ2
Date	Mar 29, 2022
Instrument	2022-0002426-T-J2

Lender

Name	COMMUNITY BANK MISSISSIPPI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 20, 2027

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	910 CEDAR LAKE RD, BILOXI, MS 39532-2101
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220002427TJ2
Date	Mar 29, 2022
Instrument	2022-0002427-T-J2

Lender

Name	COMMUNITY BANK MISSISSIPPI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2027

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	910 CEDAR LAKE RD, BILOXI, MS 39532-2101
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210003227TJ2
Date	Jul 15, 2021
Instrument	2021-0003227-T-J2

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 13, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 910 Cedar Lake Rd was $2,087, up 3.1% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+3.06%)	$18,677	$124,510 Land $49,680 Building $74,830
2024	$2,025.00 (-7.37%)
2023	$2,186.00	$19,915	$132,767 Land $49,680 Building $83,087
2022	$2,186.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 910 Cedar Lake Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	8 (1998–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Cedar Lake Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, CoastConnect, T-Mobile, Verizon.

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