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920 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 920 Cedar Ave, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1918
Square Footage600 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2020)
Tax Bill$4,176.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-12-178-014

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area600 sqft Living Area
Gross Area1,200 sqft Gross Area
1st Floor600 sqft 1st Floor
Basement Area600 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Construction TypeFrame Construction
Lot Area8,712 sqft (0.2 acres)
Depth X Width132 ft x 66 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Location & Zoning

Street Address920 CEDAR AVE
CityELGIN
StateIL
Zip60120-2944
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAND VIEW ADDN LOT 5 BLOCK 5
Legal SubdivisionGRAND VIEW ADDN
Legal Block5
Legal Lot Number5
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5002
Census Tract850800

Owner

Source: Kane County records · APN 06-12-178-014

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address910 CEDAR AVE, ELGIN, IL 60120-2944
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Aug 24, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE FEDERAL SAVINGS BANK
Nov 27, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Prior SaleNov 27, 2017 · Amount on Record
Deed Doc Number202047671
Prior Transfer DateMar 10, 2006
Prior Transfer Doc0000039032
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address920 CEDAR AVE, ELGIN, IL 60120-2944
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 CEDAR AVE, ELGIN, IL 60120-2944

Mortgage

Document Number0000031082
DateSep 07, 2023
Instrument2023K031082
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term324 Months
DueSep 01, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 24, 2020
Property Address920 CEDAR AVE, ELGIN, IL 60120-2944
Document Number0000047671
Instrument DateAug 12, 2020
Instrument2020K047671
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 CEDAR AVE, ELGIN, IL 60120-2944

Mortgage

Document Number0000047672
DateAug 24, 2020
Instrument2020K047672
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Mortgage

Document Number0000047673
DateAug 24, 2020
Instrument2020K047673
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 27, 2017
Property Address920 CEDAR AVE, ELGIN, IL 60120-2944
Document Number0000061533
Instrument DateNov 17, 2017
Instrument2017K061533
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanySTARCK TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$134.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 CEDAR AVE, ELGIN, IL 60120-2944

Mortgage

Document Number0000061534
DateNov 27, 2017
Instrument2017K061534
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,176.00 (+15.74%) Homeowner's exemption
2024$57,797 (+21.39%) Land $18,185 Building $39,612$173,460 (+21.44%) Land $54,577 Building $118,884
2022$3,608.00 (+5.01%) Homeowner's exemption$47,611 (+6.96%) Land $14,980 Building $32,631$142,833 (+6.96%) Land $44,940 Building $97,893
2021$3,436.00 Homeowner's exemption$44,513 Land $14,005 Building $30,508$133,539 Land $42,015 Building $91,524

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