907 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 907 Cedar Ave, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,440 sqft Living Area
Lot Size7,920 sqft (0.182 acres)
OccupancyOwner Occupied
Last Sale$305,000 (2025)
Tax Bill$5,847.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-12-179-009

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,440 sqft Living Area
Gross Area2,160 sqft Gross Area
Basement Area720 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame Construction
Lot Area7,920 sqft (0.182 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address907 CEDAR AVE
CityELGIN
StateIL
Zip60120-2943
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBURDICK & SPILLARDS ADD SOUTH 32 FT LOT 9 & NORTH 28 FT LOT 10
Legal SubdivisionBURDICK&SPILLARDS ADD
Legal Block5
Legal Lot Number9,10
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5001
Census Tract850800

Owner

Source: Kane County records · APN 06-12-179-009

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address907 CEDAR AVE, ELGIN, IL 60120-2943
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 18, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2025 · Amount on Record
Deed SaleMay 05, 2025 · Amount on Record
Prior SaleJun 28, 2016 · Amount on Record
Deed Doc Number202516057
Prior Transfer DateFeb 08, 2010
Prior Transfer Doc0000014855
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address907 CEDAR AVE, ELGIN, IL 60120-2943
Transaction TypeMortgage
Record UpdatedMar 14, 2022
Title CompanyPRECISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012948
DateMar 08, 2022
Instrument2022K012948
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 01, 2047
Interest
Rate TypeFixed Rate
Rate3.25%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address907 CEDAR AVE, ELGIN, IL 60120-2943
Transaction TypeMortgage
Record UpdatedApr 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021400
DateMar 18, 2021
Instrument2021K021400
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term303 Months
DueJun 01, 2046

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,847.00 (+15.83%)$84,649 (+8.57%) Land $17,838 Building $66,811$254,049 (+8.57%) Land $53,535 Building $200,513
2024$77,967 (+21.39%) Land $16,430 Building $61,537$233,995 (+21.44%) Land $49,310 Building $184,685
2022$5,048.00 (+4.71%) Homeowner's exemption$64,226 (+6.96%) Land $13,534 Building $50,692$192,678 (+6.96%) Land $40,602 Building $152,076
2021$4,821.00 Homeowner's exemption$60,046 Land $12,653 Building $47,393$180,138 Land $37,959 Building $142,179

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