920 CAPITOLA AVE SPC 68, 68, CAPITOLA, CA 95010-2156
Document Number
0000019438
Map Reference
VOL 113 PG 3
Instrument Date
Jun 22, 2022
Instrument
2022-0019438
Transaction Type
Transfer
Record Updated
Jul 13, 2022
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
920 CAPITOLA AVE SPC 68, 68, CAPITOLA, CA 95010-2156
Mortgage
Document Number
0000019439
Date
Jun 29, 2022
Instrument
2022-0019439
Lender
Name
BAY FCU
Type
Credit Union
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
241 Months
Due
Jul 1, 2042
June 2022: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SANTA CRUZ CA
Recording Date
Jun 30, 2022
Property Address
920 CAPITOLA AVE SPC 68, 68, CAPITOLA, CA 95010-2156
Document Number
0000019548
Map Reference
VOL 113 PG 3
Instrument Date
Jun 22, 2022
Instrument
2022-0019548
Transaction Type
Transfer
Record Updated
Jun 7, 2023
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
920 CAPITOLA AVE SPC 68, 68, CAPITOLA, CA 95010-2156
July 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
Jul 26, 2017
Property Address
920 CAPITOLA AVE SPC 68, 68, CAPITOLA, CA 95010-2156
Document Number
0000024484
Instrument Date
Jul 14, 2017
Instrument
24484
Transaction Type
Transfer
Record Updated
Oct 17, 2017
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
920 CAPITOLA AVE #68 CAPITOLA CA 950102156, 68, CAPITOLA, CA 95010-2156
July 2017: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SANTA CRUZ CA
Recording Date
Jul 25, 2017
Property Address
920 CAPITOLA AVE SPC 68, 68, CAPITOLA, CA 95010-2156
Document Number
0000024433
Map Reference
VOL113 PG3
Instrument Date
Jul 14, 2017
Instrument
2017-0024433
Transaction Type
Transfer
Record Updated
Aug 17, 2021
Title Company
OLD REPUBLIC TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
920 CAPITOLA AVE SPC 68, 68, CAPITOLA, CA 95010-2156
Mortgage
Document Number
0000024434
Date
Jul 25, 2017
Instrument
2017-0024434
Lender
Name
BAY FCU
Type
Credit Union
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
302 Months
Due
Sep 15, 2042
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
Tax Assessment & Valuation
The 2025 property tax bill for 920 Capitola Ave, Spc 68 was $2,511 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Cruz County
Municipality
Capitola City
Secondary School District
Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District
Soquel Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$134,228 (+2%)Land $10,663Building $123,565
2025
$2,511.00Homeowner's exemption
$131,596Land $10,454Building $121,142
2023
$2,203.00 (+2.42%)Homeowner's exemption
$126,486Land $10,048Building $116,438
$532,800
2022
$2,151.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 920 Capitola Ave, Spc 68 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 10 policies
Nearby Flood Policies
10 in force
Nearby Flood Claims
1 (2023)
Most Recent Claim
Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 920 Capitola Ave, Spc 68 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source
Purchased surface water from several systems
Last State Inspection
Jun 2023
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
Surfnet Communications Fixed Wireless
100 / 20
May also be available: AT&T, Cruzio, T-Mobile, Xfinity.