920 Capitola Ave, Spc 65, Capitola, CA 95010 Property Records

Santa Cruz County property record for 920 Capitola Ave, Spc 65, Capitola, CA 95010

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,116 sqft · built 2021
Lot Size	0.049 acres (2,134 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Apr 2025)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-531-41`

Property Details

APN / Parcel Number

Primary APN	`036-531-41`
Alternative APN	`036-531-41-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,116 sqft Gross Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	2,134 sqft (0.049 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	920 CAPITOLA AVE, 65
City	CAPITOLA
State	CA
Zip	95010-2155
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Subdivision	1546 TURNER LANE MOBILEHOME PA
Legal Lot Number	65
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1004
Census Tract	121802

Owner

920 Capitola Ave, Spc 65 is owned and occupied by an individual who bought it in April 2025.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	920 CAPITOLA AVE, 65, CAPITOLA, CA 95010-2155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage SCCCU
Mar 29, 2019	Grant Deed, Transfer · Commercial Mortgage 21ST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2025 · Amount on File
Deed Sale	Apr 14, 2025 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	20257583
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	920 CAPITOLA AVE SPC 65, 65, CAPITOLA, CA 95010-2155
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE 65, 65, CAPITOLA, CA 95010-2155

Mortgage

Document Number	0000029092
Date	May 24, 2021
Instrument	2021-0029092

Lender

Name	SCCCU
Type	Non-Lending Institution
Address	SANTA CRUZ, CA 95060

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 27, 2036

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 29, 2019
Property Address	920 CAPITOLA AVE SPC 65, 65, CAPITOLA, CA 95010-2155
Document Number	0000008013
Map Reference	VOL 113 PG 3
Instrument Date	Mar 26, 2019
Instrument	2019-0008013
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	920 CAPITOLA AVE SPC 65, 65, CAPITOLA, CA 95010-2155

Mortgage

Document Number	0000008016
Date	Mar 29, 2019
Instrument	2019-0008016

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	277 Months
Due	Apr 1, 2042

Mortgage

Document Number	0000008015
Date	Mar 29, 2019
Instrument	2019-0008015

Lender

Name	CITY OF CAPITOLA
Type	Government Agency
Address	CAPITOLA, CA 95010

Agreement

Type	Stand-Alone First Mortgage

Tax Assessment & Valuation

The 2025 property tax bill for 920 Capitola Ave, Spc 65 was $5,215 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,980 (+68.44%) Land $452,880 Building $158,100
2025	$5,215.00	$362,738 Land $223,104 Building $139,634
2023	$4,699.00 (+1.49%)	$348,652 Land $214,440 Building $134,212	$531,810
2022	$4,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Capitola Ave, Spc 65 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Capitola Ave, Spc 65 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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