920 Bray Ave, Laurel, NY 11948 Property Records

Suffolk County and Southold Town property record for 920 Bray Ave, Laurel, NY 11948

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$785,000 (Mar 2026)
Tax Bill$7,981 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN473889 126.-1-14

Property Details

APN / Parcel Number

Primary APN473889 126.-1-14
Alternative APNs
  • 1000-126.00-01.00-014.000
  • 388912600000010140000000
  • 47380016599
  • 14

Exterior

Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Account Number14
Street Address920 BRAY AVE
CityLAUREL
StateNY
Zip11948-1658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal DescriptionBOOK 9796 PAGE 00077 BILL 016084
Legal Block1
Legal Lot Number14
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHOLD
Census Block Group2
Census Block2013
Census Tract170003

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24 FRANKLIN CT, GARDEN CITY, NY 11530-6109
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Mar 4, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2026 · Amount on Record
Deed SaleMar 5, 2026 · Amount on Record
Deed Book / Page13328 / 241
Prior Transfer DateMar 4, 2019
Prior Transfer Doc0130020963
Record UpdatedSep 20, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateMar 5, 2026
Property Address920 BRAY AVE, LAUREL, NY 11948-1658
Document Number0133280241
Book / Page13328 / 241
Instrument DateJan 16, 2026
Transaction TypeTransfer
Record UpdatedApr 8, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 FRANKLIN CT, GARDEN CITY, NY 11530-6109

Mortgage

Document Number0023714861
DateMar 5, 2026
Instrument23714/861
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUFFOLK NY
Recording DateMar 4, 2019
Property Address920 BRAY AVE, LAUREL, NY 11948-1658
Document Number0130020963
Book / Page013002 / 000963
Instrument DateMar 4, 2019
Transaction TypeTransfer
Record UpdatedApr 1, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10419 SW 19TH PL GAINESVILLE FL 326073259, GAINESVILLE, FL 32607-3259

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthold Town
Unified School DistrictMattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,100 (-) Land $300 Building $4,800$927,273 (+10,264.07%) Land $54,545 Building $872,727
2024$7,981.00
2023$5,100 Land $300 Building $4,800$8,947 Land $526 Building $8,421

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Nearby Flood Policies48 in force
Nearby Flood Claims4 (2012–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: T-Mobile.

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