Suffolk County and Southold Town property record for 770 Bray Ave, Laurel, NY 11948
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Jun 2017) |
| Tax Bill | $6,572 (2024) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 126.-1-17 |
| Primary APN | 473889 126.-1-17 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 770 BRAY AVE |
| City | LAUREL |
| State | NY |
| Zip | 11948-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 12405 PAGE 625 BILL 016087 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 170003 |
Source: Suffolk County and Southold Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 770 BRAY AVE, LAUREL, NY 11948-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Jun 6, 2017 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on Record |
| Deed Sale | Jun 6, 2017 · Amount on Record |
| Prior Sale | Aug 24, 2005 · Amount on Record |
| Deed Book / Page | 12915 / 458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 770 BRAY AVE, LAUREL, NY 11948-1657 |
| Document Number | 0231800242 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 770 BRAY AVE LAUREL NY 119481657, LAUREL, NY 11948-1657 |
| Document Number | 0231800242 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 023180/000242 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 29, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 6, 2017 |
| Property Address | 770 BRAY AVE, LAUREL, NY 11948-1657 |
| Document Number | 0129150458 |
| Book / Page | 012915 / 000458 |
| Instrument Date | May 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 63 STEPHEN DR PLEASANTVILLE NY 105701836, PLEASANTVILLE, NY 10570-1836 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,200 (-) Land $300 Building $3,900 | $763,636 (+10,264.22%) Land $54,545 Building $709,091 | |
| 2024 | $6,572.00 | ||
| 2023 | $4,200 Land $300 Building $3,900 | $7,368 Land $526 Building $6,842 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 4 (2012–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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