920 3rd Ave S, Fargo, ND 58103 Property Records

Cass County property record for 920 3rd Ave S, Fargo, ND 58103

Property Summary

Property Type	Apartments (5+ Units)
Details	11,363 sqft · built 1930
Lot Size	0.241 acres (10,500 sqft)
Owner	Company Name on File
Last Sale	$1,300,000 (Nov 2017)
Tax Bill	$10,036 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-2240-03300-000`

Property Details

APN / Parcel Number

Primary APN	`01-2240-03300-000`

Interior

Units	9 Units
Building Area	11,363 sqft Total Area
1st Floor Area	3,753 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Street Address	920 3RD AVE S
City	FARGO
State	ND
Zip	58103-1772
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MR3
Legal Description	LOT: 5 BLOCK: 32 ADDITION: ORIGINAL TOWNSITE ADDITIONAL: ORIGINAL TOWNSITE LOT 6 BLK 32 AND W 1/2 LOT 5
Legal Subdivision	ORIGINAL TOWNSITE
Legal Block	32
Legal Lot Number	5-6
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2012
Census Tract	801

Owner

920 3rd Ave S, a residential property, is owned by a company that bought it in November 2017.

Source: Cass County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 7296, FARGO, ND 58106-7296
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan GATE CITY BANK
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit GATE CITY BK
Nov 21, 2017	Warranty Deed, Transfer · Commercial Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2017 · Amount on File
Deed Sale	Nov 21, 2017 · Amount on File
Prior Sale	Dec 3, 2012 · Amount on File
Deed Document Number	20171526006
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0001526006
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	920 3RD AVE S, FARGO, ND 58103-1772
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 PRAIRIEWOOD DR S, FARGO, ND 58103-4611

Mortgage

Document Number	0001752952
Date	Feb 25, 2026
Instrument	1752952

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58108

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	60 Months
Due	Feb 25, 2031

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	920 3RD AVE S, FARGO, ND 58103-1772
Document Number	0001617859
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	190 PRAIRIEWOOD DR S FARGO ND 581034611, FARGO, ND 58103-4611

Mortgage

Document Number	0001617859
Date	Dec 31, 2020
Instrument	1617859

Lender

Name	GATE CITY BK
Type	Bank
Address	500 2ND AVE N, FARGO, ND 58102-4864

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 30, 2025

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Nov 21, 2017
Property Address	920 3RD AVE S, FARGO, ND 58103-1772
Document Number	0001526006
Instrument Date	Nov 20, 2017
Instrument	1526006
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7296, FARGO, ND 58106-7296

Mortgage

Document Number	0001526007
Date	Nov 21, 2017
Instrument	1526007

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 920 3rd Ave S was $10,036, up 0.1% from the year before.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,036.00 (+0.09%)	$336,300 (-) Land $31,500 Building $304,800	$672,600 (-) Land $63,000 Building $609,600
2024	$10,027.00 (+5.55%)	$336,300 (+5%) Land $31,500 Building $304,800	$672,600 (+5%) Land $63,000 Building $609,600
2023	$9,500.00	$320,300 Land $31,500 Building $288,800	$640,600 Land $63,000 Building $577,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 920 3rd Ave S in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 3rd Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

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