1024 3rd Ave S, Fargo, ND 58103 Property Records

Cass County property record for 1024 3rd Ave S, Fargo, ND 58103

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,094 sqft · built 1899
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Tax Bill	$3,520 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jan 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2240-03210-000`

Property Details

APN / Parcel Number

Primary APN	`01-2240-03210-000`

Interior

Building Area	2,094 sqft Total Area
1st Floor Area	1,128 sqft
Basement Area	1,074 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	1024 3RD AVE S
City	FARGO
State	ND
Zip	58103-1709
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	MR3
Legal Description	LOT: 6 BLOCK: 31 ADDITION: ORIGINAL TOWNSITE ADDITIONAL: ORIGINAL TOWNSITE LOT 6 BLK 31
Legal Subdivision	ORIGINAL TOWNSITE
Legal Block	31
Legal Lot Number	6
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2018
Census Tract	801

Owner

1024 3rd Ave S, a commercial property, is owned by an individual who acquired it in September 2023.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1521 61ST AVE S, FARGO, ND 58104-7240
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Intrafamily Transfer, Transfer
Jan 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023
Deed Sale	Sep 18, 2023
Prior Sale	Jun 18, 2007 · Amount on File
Deed Document Number	20231697670
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS ND
Recording Date	Sep 18, 2023
Property Address	1024 3RD AVE S, FARGO, ND 58103-1709
Document Number	0001697670
Instrument Date	Sep 18, 2023
Instrument	1697670
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 45TH AVE S, FARGO, ND 58104-6676

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1024 3RD AVE S, FARGO, ND 58103-1709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001556005
Date	Jan 25, 2019
Instrument	1556005

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58108

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1024 3rd Ave S was $3,520.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,520.00	$84,550 Land $5,500 Building $79,050	$169,100 Land $11,000 Building $158,100
2023	$3,627.00 (+8.72%)	$88,700 (+14.97%) Land $5,500 Building $83,200	$177,400 (+14.97%) Land $11,000 Building $166,400
2022	$3,336.00	$77,150 Land $5,500 Building $71,650	$154,300 Land $11,000 Building $143,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1024 3rd Ave S in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 3rd Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

Nearby Properties on 3rd Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures