920 31st St, Richmond, CA 94804 Property Records

Contra Costa County property record for 920 31st St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 862 sqft · built 1940
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Aug 2019)
Tax Bill	$10,384 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`524-080-020`

Property Details

APN / Parcel Number

Primary APN	`524-080-020`
Alternative APN	`524-080-020-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	862 sqft Living Area
1st Floor Area	862 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	920 31ST ST
City	RICHMOND
State	CA
Zip	94804-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICHMOND CITY CENTER LOTS 34 & 35 BLK 8
Legal Subdivision	RICHMOND CITY CENTER
Legal Block	8
Legal Lot Number	34,35
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4001
Census Tract	372000

Owner

920 31st St is owned and occupied by two individuals who acquired it in December 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	920 31ST ST, RICHMOND, CA 94804-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 29, 2019	Grant Deed, Transfer · Conventional Mortgage NEWFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Jun 28, 1994 · Amount on File
Deed Document Number	2019140327
Last Transfer Date	Dec 9, 2021
Transfer Doc	0000349696
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 30, 2021
Property Address	920 31ST ST, RICHMOND, CA 94804-1102
Document Number	0000349696
Map Reference	MB 9 PG 214
Instrument Date	Dec 9, 2021
Instrument	2021-349696
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	920 31ST ST, RICHMOND, CA 94804-1102

Mortgage

Document Number	0000349697
Date	Dec 30, 2021
Instrument	2021-349697

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 29, 2019
Property Address	920 31ST ST, RICHMOND, CA 94804-1102
Document Number	0000140327
Instrument Date	Aug 22, 2019
Instrument	140327
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	920 31ST ST RICHMOND CA 948041102, RICHMOND, CA 94804-1102

Mortgage

Document Number	140328
Date	Aug 29, 2019
Instrument	140328

Lender

Name	NEWFI LNDG
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 920 31st St was $10,384.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,859 (+2%) Land $511,232 Building $126,627
2025	$10,384.00	$625,353 Land $501,208 Building $124,145
2023	$10,013.00 (+1.71%)	$601,072 Land $481,747 Building $119,325
2022	$9,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 920 31st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 31st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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