92 White Eagle Trl, Banner Elk, NC 28604 Property Records

Watauga County property record for 92 White Eagle Trl, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,930 sqft · built 2016
Lot Size	0.55 acres (23,958 sqft)
Owner	Company Name on File
Last Sale	$1,375,000 (Jun 2022)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Jun 2022 Sale Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1849-00-07-3361-00000`

Property Details

APN / Parcel Number

Primary APN	`1849-00-07-3361-00000`
Alternative APN	`77970`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,930 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	494 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	23,958 sqft (0.55 acres)
View / Lot	Mountain
Garage Type	Detached
Garage Area	500 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	494 sqft
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	77970
Street Address	92 WHITE EAGLE TRL
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	EAGLES NEST THE VILLAGE LOT 50
Legal Subdivision	EAGLES NEST THE VILLAGE
Legal Lot Number	50
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

92 White Eagle Trl is owned by a company that bought it in June 2022.

Source: Watauga County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	17818 JETTON GREEN LOOP, CORNELIUS, NC 28031-8880
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer
Dec 11, 2020	Warranty Deed, Transfer UNITED CMNTY BK
Dec 11, 2020	Deed of Trust, Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Dec 11, 2020 · Amount on File
Deed Document Number	20223816
Deed Book / Page	579 / 78
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jun 30, 2022
Property Address	92 WHITE EAGLE TRL, BANNER ELK, NC 28604
Document Number	0000003816
Book / Page	579 / 78
Map Reference	MB 44 PG 1
Instrument Date	Jun 30, 2022
Instrument	2022003816
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Tax	$2,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17818 JETTON GREEN LOOP, CORNELIUS, NC 28031-8880

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Dec 11, 2020
Property Address	92 WHITE EAGLE TRL, BANNER ELK, NC 28604
Document Number	0005531510
Book / Page	000553 / 001510
Instrument Date	Dec 11, 2020
Instrument	7205
Transaction Type	Transfer
Record Updated	Mar 3, 2021
Title Company	WALKER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,830.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 JEFFERSON DR CHARLOTTE NC 282705344, CHARLOTTE, NC 28270-5344

Mortgage

Document Number	5531513
Date	Dec 11, 2020
Book Page	000553/001513
Instrument	7206

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	PO BOX 670, BLAIRSVILLE, GA 30514-0670

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	92 WHITE EAGLE TRL, BANNER ELK, NC 28604
Document Number	0005531513
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	WALKER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 WHITE EAGLE TRL BANNER ELK NC 28604, BANNER ELK, NC 28604

Mortgage

Document Number	0005531513
Date	Dec 11, 2020
Book Page	000553/001513
Instrument	7206

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	PO BOX 670, BLAIRSVILLE, GA 30514-0670

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 92 White Eagle Trl was $3,312.

Source: Watauga County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,312.00	$828,100 Land $202,500 Building $625,600	$828,100 Land $202,500 Building $625,600
2023	$3,312.00	$828,100 Land $202,500 Building $625,600	$828,100 Land $202,500 Building $625,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 White Eagle Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 White Eagle Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL RIDGE POA private · serves 427 people · EPA ID NC0195115
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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