90 White Eagle Trl, Banner Elk, NC 28604 Property Records

Watauga County property record for 90 White Eagle Trl, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,739 sqft · built 2018
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Jul 2021)
Tax Bill	$4,990 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75792`

Property Details

APN / Parcel Number

Primary APN	`75792`
Alternative APN	`18490007330700000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,739 sqft Heated Area
Flooring	Slate
Interior Walls	Custom/Decorative
Fireplaces	6 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	62,726 sqft (1.44 acres)
Porch	Open Porch
Porch Area	494 sqft
Deck Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75792
Street Address	90 WHITE EAGLE TRL
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES NEST THE VILLAGE LOT 49
Legal Subdivision	EAGLES NEST THE VILLAGE
Legal Lot Number	49
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

90 White Eagle Trl is owned by an individual who bought it in July 2021.

Source: Watauga County records, as of December 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3501 N OCEAN DR OFC 1, 1, HOLLYWOOD, FL 33019-3816
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 25, 2017	Loan Modification, Mortgage RAVN LAND CO II LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Jun 22, 2020
Deed Document Number	0000563155
Deed Book / Page	563 / 155
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jul 16, 2021
Property Address	90 WHITE EAGLE TRL, BANNER ELK, NC 28604
Document Number	0000004142
Book / Page	563 / 155
Map Reference	MB 44 PG 1
Instrument Date	Jul 7, 2021
Instrument	2021004142
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 2ND AVE S117, S117, SAINT PETERSBURG, FL 33701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3501 N OCEAN DR, HOLLYWOOD, FL 33019-3813
Investor	Possibly a Property Investor

Mortgage

Document Number	0000563161
Date	Jul 16, 2021
Instrument	563/161

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVERY NC
Recording Date	Jun 22, 2020
Property Address	90 WHITE EAGLE TRL, BANNER ELK, NC 28604
Document Number	0005441483
Book / Page	000544 / 001483
Instrument Date	Jun 2, 2020
Instrument	2800
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	200 2ND AVE S #117 ST PETERSBURG FL 337014313, 117, ST PETERSBURG, FL 33701-4313

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 8, 2018
Property Address	90 WHITE EAGLE TRL, BANNER ELK, NC 28604
Document Number	0005163117
Book / Page	000516 / 173117
Instrument Date	Feb 8, 2018
Instrument	596
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 2ND AVE S #117 ST PETERSBURG FL 337014313, 117, ST PETERSBURG, FL 33701-4313

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	AVERY NC
Property Address	90 WHITE EAGLE TRL, BANNER ELK, NC 28604
Document Number	0005131681
Book / Page	000513 / 001681
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0005131681
Date	Oct 27, 2017
Book Page	000513/001681
Instrument	4219

Lender

Name	RAVN LAND CO II LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 90 White Eagle Trl was $4,990.

Source: Watauga County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,990.00	$1,247,500 Land $210,000 Building $1,037,500	$1,247,500 Land $210,000 Building $1,037,500
2023	$4,990.00	$1,247,500 (-) Land $210,000 Building $1,037,500	$1,247,500 (-) Land $210,000 Building $1,037,500
2022	$4,990.00	$1,247,500 Land $210,000 Building $1,037,500	$1,247,500 Land $210,000 Building $1,037,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 White Eagle Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 White Eagle Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL RIDGE POA private · serves 427 people · EPA ID NC0195115
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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