Hampden County and Ludlow Town property record for 92 Warwick Dr, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,244 sqft · built 1968 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,000 (Aug 1975) |
| Tax Bill | $4,521 (2026) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:040-17200 B:108 L:0 |
| Primary APN | M:040-17200 B:108 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| Gross Area | 3,327 sqft |
| Basement Area | 1,244 sqft |
| Unfinished Basement | 1,244 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,996 sqft (0.482 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 8087 |
|---|---|
| Street Address | 92 WARWICK DR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 17200 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 810414 |
92 Warwick Dr is owned and occupied by two individuals who bought it in August 1975.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 WARWICK DR, LUDLOW, MA 01056-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 1975 · Amount on File |
| Deed Sale | Aug 15, 1975 · Amount on File |
| Deed Book / Page | 4166 / 131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 92 WARWICK DR, LUDLOW, MA 01056-1657 |
| Document Number | 21662-392 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 21662-392 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 021662/000392 |
| Instrument | 23629 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 92 Warwick Dr was $4,521, up % from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,521.00 (+0.02%) | $282,400 (+8.41%) Land $84,900 Building $197,500 | $308,088 (-3.31%) |
| 2025 | $4,520.00 (+4.15%) | $260,500 (+8.59%) Land $77,200 Building $183,300 | $318,630 (-) |
| 2024 | $4,340.00 (+6.58%) | $239,900 (+14.95%) Land $77,500 Building $162,400 | $318,630 |
| 2023 | $4,072.00 | $208,700 Land $64,400 Building $144,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Warwick Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Warwick Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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