54 Warwick Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 54 Warwick Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,196 sqft · built 1968
Lot Size	0.478 acres (20,822 sqft)
Owner	2 Trust Names on Record
Last Sale	$19,500 (Jan 1969)
Tax Bill	$4,995 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:033-17200 B:26 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:033-17200 B:26 L:0`
Alternative APNs	`LUDL M:33 B:17200 P:26` `8065`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	4,160 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,822 sqft (0.478 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8065
Street Address	54 WARWICK DR
City	LUDLOW
State	MA
Zip	01056-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	17200
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3019
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	54 WARWICK DR, LUDLOW, MA 01056-1655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 6, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 1969 · Amount on Record
Deed Sale	Jan 3, 1969 · Amount on Record
Deed Book / Page	3393 / 416
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	54 WARWICK DR, LUDLOW, MA 01056-1655
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21584-175
Date	Mar 1, 2017
Book Page	21584/175
Instrument	10782

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 6, 2019
Property Address	54 WARWICK DR, LUDLOW, MA 01056-1655
Document Number	22986-375
Book / Page	022986 / 000375
Instrument Date	Oct 24, 2019
Instrument	71885
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	6 HEMINGWAY RD WILBRAHAM MA 010951821, WILBRAHAM, MA 01095-1821

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,995.00 (-0.04%)	$312,000 (+8.33%) Land $84,900 Building $227,100	$316,723 (+1.21%)
2025	$4,997.00 (+4.28%)	$288,000 (+8.72%) Land $77,100 Building $210,900	$312,930 (-)
2024	$4,792.00 (+6.51%)	$264,900 (+14.87%) Land $77,400 Building $187,500	$312,930
2023	$4,499.00	$230,600 Land $64,400 Building $166,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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