92 Union St, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 92 Union St, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details2,549 sqft · built 1925
Lot Size0.285 acres (12,402 sqft)
Owner2 Individual Names on Record
Last Sale$549,900 (Oct 2021)
Tax Bill$13,782 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-00124-0000-00014

Property Details

APN / Parcel Number

Primary APN04-00124-0000-00014
Alternative APN
  • 040012400014

Interior

Stories2 Stories
Building Area2,549 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area12,402 sqft (0.285 acres)
Lot Dimensions124 ft deep x 100 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number040012400014
Street Address92 UNION ST
CityCEDAR GROVE
StateNJ
Zip07009-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description100X124
Legal Block124
Legal Lot Number14
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group5
Census Block5004
Census Tract21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address92 UNION ST, CEDAR GROVE, NJ 07009-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Prior SaleJun 10, 2009 · Amount on Record
Deed Document Number2021125439
Record UpdatedOct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionESSEX NJ
Recording DateOct 19, 2021
Property Address92 UNION ST, CEDAR GROVE, NJ 07009-1928
Document Number2021125439
Instrument DateSep 15, 2021
Instrument2021125439
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyPRESTIGE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33 SUMMIT AVE, 33, CEDAR GROVE, NJ 07009-1923

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 N SPRING ST, BLOOMFIELD, NJ 07003-3887

Mortgage

Document Number2021125441
DateOct 19, 2021
Instrument2021125441
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$746,900 (+45.62%) Land $373,200 Building $373,700$746,900 (+45.62%) Land $373,200 Building $373,700
2025$13,782.00 (+2.8%)$512,900 (-) Land $250,800 Building $262,100$512,900 (-) Land $250,800 Building $262,100
2024$13,407.00 (+1.95%)
2023$512,900 Land $250,800 Building $262,100$512,900 Land $250,800 Building $262,100
2022$13,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1994–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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