75 Union St, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 75 Union St, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	3,136 sqft · built 2022
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on File
Last Sale	$995,000 (Mar 2022)
Tax Bill	$21,560 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00120-0000-00061-01`

Property Details

APN / Parcel Number

Primary APN	`04-00120-0000-00061-01`

Interior

Stories	2 Stories
Building Area	3,136 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	11,108 sqft (0.255 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	75 UNION ST
City	CEDAR GROVE
State	NJ
Zip	07009-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	11106 SQ FT
Legal Block	120
Legal Lot Number	61.1
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	5
Census Block	5008
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records · APN 04-00120-0000-00061-01

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	75 UNION ST, CEDAR GROVE, NJ 07009-1925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	202230492
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 25, 2022
Property Address	75 UNION ST, CEDAR GROVE, NJ 07009-1925
Document Number	0000030492
Instrument Date	Mar 08, 2022
Instrument	2022030492
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,188.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 ORIENT WAY STE 303, 303, RUTHERFORD, NJ 07070-2086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 UNION ST, CEDAR GROVE, NJ 07009-1925

Mortgage

Document Number	0000030493
Date	Mar 25, 2022
Instrument	2022030493

Lender

Name	HARBORONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,125,400 (+40.25%) Land $369,200 Building $756,200	$1,125,400 (+40.25%) Land $369,200 Building $756,200
2025	$21,560.00 (+2.79%)	$802,400 (+3.83%) Land $246,000 Building $556,400	$802,400 (+3.83%) Land $246,000 Building $556,400
2024	$20,974.00 (+5.85%)
2023		$772,800 Land $246,000 Building $526,800	$772,800 Land $246,000 Building $526,800
2022	$19,814.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1994–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 359 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.