92 Thurlow St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 92 Thurlow St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1940
Lot Size	1.68 acres (73,541 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (May 2015)
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Apr 2022 Refinance Oct 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:00012 B:00000 L:00065`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00012 B:00000 L:00065`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	968 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,541 sqft (1.68 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	92 THURLOW ST
City	GEORGETOWN
State	MA
Zip	01833-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	65
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1007
Census Tract	265102

Owner

Source: Essex County and Georgetown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 THURLOW ST, GEORGETOWN, MA 01833-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST
Oct 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Apr 21, 2020	Deed of Trust, Mortgage · Balloon Mortgage SAVINGS BANK TRUST
Apr 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST
Feb 17, 2017	Deed of Trust, Mortgage · Line of Credit ALIGN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Deed Book / Page	34096 / 376
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	92 THURLOW ST, GEORGETOWN, MA 01833-1131
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040866-296
Date	Apr 15, 2022
Book Page	40866/296
Instrument	20220415001540

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	92 THURLOW ST, GEORGETOWN, MA 01833-1131
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041245-287
Date	Oct 14, 2022
Book Page	41245/287

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	92 THURLOW ST, GEORGETOWN, MA 01833-1131
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38435-256
Date	Apr 21, 2020
Book Page	38435/256
Instrument	20200421002690

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	92 THURLOW ST, GEORGETOWN, MA 01833-1131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38435-239
Date	Apr 21, 2020
Book Page	38435/239
Instrument	20200421002680

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	92 THURLOW ST, GEORGETOWN, MA 01833-1131
Document Number	35723-443
Book / Page	035723 / 000443
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35723-443
Date	Mar 8, 2017
Book Page	035723/000443
Instrument	1703080242

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,656.00 (+19.51%)	$421,000 (+35.63%) Land $278,700 Building $142,300	$386,935
2024	$3,896.00 (-3.3%)	$310,400 (-) Land $192,800 Building $117,600
2023	$4,029.00	$310,400 Land $192,800 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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