104 Thurlow St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 104 Thurlow St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,749 sqft · built 1985
Lot Size	2.85 acres (124,506 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Sep 2022)
Tax Bill	$10,499 (2026)
Deeds & Mortgages	Jun 2022 Refinance Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`GEOR M:00012 B:00000 L:00069`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00012 B:00000 L:00069`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,749 sqft Living Area
Gross Area	6,236 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	124,506 sqft (2.85 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	104 THURLOW ST
City	GEORGETOWN
State	MA
Zip	01833-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	69
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1005
Census Tract	265102

Owner

104 Thurlow St is owned and occupied by an individual who bought it in September 2022.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	104 THURLOW ST, GEORGETOWN, MA 01833-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Sep 21, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MIT FCU
Feb 11, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Jul 26, 2013 · Amount on File
Deed Book / Page	41203 / 357
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	104 THURLOW ST, GEORGETOWN, MA 01833-1131
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040989-443
Date	Jun 9, 2022
Book Page	40989/443
Instrument	20220609001490

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2042

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Sep 21, 2022
Property Address	104 THURLOW ST, GEORGETOWN, MA 01833-1131
Document Number	041203-357
Book / Page	41203 / 357
Instrument Date	Sep 21, 2022
Instrument	252
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 THURLOW ST, GEORGETOWN, MA 01833-1131

Mortgage

Document Number	0000000253
Date	Sep 21, 2022
Instrument	253

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2029
Max Rate At Change	2.75%
Index	Other

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Feb 11, 2021
Property Address	104 THURLOW ST, GEORGETOWN, MA 01833-1131
Document Number	39520-211
Book / Page	39520 / 211
Instrument Date	Feb 11, 2021
Instrument	20210211003890
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 THURLOW ST, GEORGETOWN, MA 01833-1131

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	104 THURLOW ST, GEORGETOWN, MA 01833-1131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39219-210
Date	Nov 24, 2020
Book Page	39219/210
Instrument	20201124003340

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 104 Thurlow St was $10,499, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,499.00 (+24.41%)	$763,000 (-) Land $317,300 Building $445,700	$892,284 (-1.47%)
2025	$8,439.00 (-13.56%)	$763,000 (-1.92%) Land $317,300 Building $445,700	$905,635
2024	$9,763.00 (-3.31%)	$777,900 (-) Land $221,800 Building $556,100
2023	$10,097.00	$777,900 Land $221,800 Building $556,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Thurlow St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Thurlow St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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