92 Stone Trace Dr, Chillicothe, OH 45601 Property Records

Ross County property record for 92 Stone Trace Dr, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,727 sqft · built 2012
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2018)
Tax Bill	$3,984 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-53-35-015.000`

Property Details

APN / Parcel Number

Primary APN	`28-53-35-015.000`
Alternative APN	`533501`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,727 sqft Living Area
Gross Area	3,534 sqft
1st Floor Area	1,566 sqft
Basement Area	1,548 sqft
Finished Basement	1,161 sqft
Unfinished Basement	387 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	192 sqft
Balcony Area	120 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	533501
Street Address	92 STONE TRACE DR
City	CHILLICOTHE
State	OH
Zip	45601-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92 STONE TRACE DR RES .31 AC SLATE CRK COVE BLK A LOT 38 53-35-15 PT 16-2-143 SLATE CRK COV
Legal Subdivision	SLATE CRK COVE
Legal Block	A
Legal Lot Number	38
Jurisdiction	ROSS OH
Township / Civil Division	SCIOTO
Census Block Group	2
Census Block	2002
Census Tract	956000

Owner

92 Stone Trace Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Ross County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 STONE TRACE DR, CHILLICOTHE, OH 45601-9651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Jan 16, 2014 · Amount on File
Deed Document Number	20183675
Deed Book / Page	522 / 1943
Prior Transfer Date	Dec 11, 2015
Prior Transfer Doc	0004830475
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	May 25, 2018
Property Address	92 STONE TRACE DR, CHILLICOTHE, OH 45601-9651
Document Number	0005221943
Book / Page	000522 / 001943
Instrument Date	May 22, 2018
Instrument	3675
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	TITLE FIRST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	92 STONE TRACE DR CHILLICOTHE OH 456019651, CHILLICOTHE, OH 45601-9651

Mortgage

Document Number	5221945
Date	May 25, 2018
Book Page	000522/001945
Instrument	3676

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 92 Stone Trace Dr was $3,984, up 18.5% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Scioto Township
Municipality	Chillicothe City
Unified School District	Union-Scioto Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,984.00 (+18.54%)	$130,600 (+29.92%) Land $15,060 Building $115,540	$373,130 (+29.92%) Land $43,030 Building $330,100
2024	$3,361.00 (-1.87%) Homeowner's exemption	$100,520 (-) Land $15,060 Building $85,460	$287,200 Land $43,030 Building $244,170
2023	$3,425.00 (-0.26%) Homeowner's exemption	$100,520 (-) Land $15,060 Building $85,460
2022	$3,434.00 Homeowner's exemption	$100,520 Land $15,060 Building $85,460	$287,200 Land $43,030 Building $244,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 92 Stone Trace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Stone Trace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	ROSS COUNTY WATER CO INC
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glo Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20