110 Stone Trace Dr, Chillicothe, OH 45601 Property Records

Ross County property record for 110 Stone Trace Dr, Chillicothe, OH 45601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,172 sqft · built 2014
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$31,800 (Feb 2012)
Tax Bill$4,037 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Nov 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-53-35-016.000

Property Details

APN / Parcel Number

Primary APN28-53-35-016.000
Alternative APN
  • 533501

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,172 sqft Living Area
Gross Area4,779 sqft
1st Floor Area2,172 sqft
Basement Area2,079 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area234 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number533501
Street Address110 STONE TRACE DR
CityCHILLICOTHE
StateOH
Zip45601-9654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description110 STONE TRACE DR RES .327 AC SLATE CRK COV BLK A LOT 39 53-35-16 PT 16-2-143 SLATE CRK COV
Legal SubdivisionSLATE CRK COV
Legal BlockA
Legal Lot Number39
JurisdictionROSS OH
Township / Civil DivisionSCIOTO
Census Block Group2
Census Block2002
Census Tract956000

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address110 STONE TRACE DR, CHILLICOTHE, OH 45601-9654
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 12, 2021Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Mar 17, 2017Deed of Trust, Mortgage · Conventional with PMI
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2012 · Amount on Record
Deed SaleFeb 2, 2012 · Amount on Record
Deed Document Number2012834
Deed Book / Page419 / 1566
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Property Address110 STONE TRACE DR, CHILLICOTHE, OH 45601-9654
Transaction TypeMortgage
Record UpdatedMar 14, 2023
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005662447
DateFeb 17, 2023
Book Page566/2447
Instrument202300001062
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 13, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Property Address110 STONE TRACE DR, CHILLICOTHE, OH 45601-9654
Transaction TypeMortgage
Record UpdatedDec 8, 2021
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005560838
DateNov 12, 2021
Book Page556/838
Instrument202100010279
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 1, 2046

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Property Address110 STONE TRACE DR, CHILLICOTHE, OH 45601-9654
Document Number0005031417
Instrument DateMar 17, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address110 STONE TRACE DR CHILLICOTHE OH 456019654, CHILLICOTHE, OH 45601-9654

Mortgage

Document Number0005031417
DateMar 23, 2017
Book Page000503/001417
Instrument2057
Lender
NameFIRSTBANK
TypeBank
Address318 SEABOARD LANE, TN 37067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 22, 2047

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyRoss County
County SubdivisionScioto Township
MunicipalityChillicothe City
Unified School DistrictUnion-Scioto Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,037.00 (+4.48%)$132,330 (+14.26%) Land $15,060 Building $117,270$378,090 (+14.26%) Land $43,030 Building $335,060
2024$3,864.00 (-1.88%) Homeowner's exemption$115,810 (-) Land $15,060 Building $100,750$330,900 (-) Land $43,030 Building $287,870
2023$3,938.00 (-0.25%) Homeowner's exemption$115,810 (-) Land $15,060 Building $100,750
2022$3,948.00 Homeowner's exemption$115,810 Land $15,060 Building $100,750$330,900 Land $43,030 Building $287,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHILLICOTHE CITY PWS
serves 21,725 people · EPA ID OH7100112
Water SourceGroundwater
Last State InspectionApr 2025
Also Mapped HereROSS COUNTY WATER CO INC
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Glo Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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