92 Steele St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 92 Steele St, Holden, MA 01520

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,684 sqft · built 1957
Lot Size1.12 acres (49,148 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Jul 2019)
Tax Bill$6,576 (2026)
Deeds & MortgagesJul 2024 Line of Credit
Nov 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNHOLD M:202 B:114

Property Details

APN / Parcel Number

Primary APNHOLD M:202 B:114
Alternative APNs
  • M:00202 P:00114
  • 4402

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,684 sqft Living Area
Gross Area3,452 sqft
1st Floor Area1,684 sqft
Basement Area1,684 sqft
Unfinished Basement1,684 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area49,148 sqft (1.12 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4402
Street Address92 STEELE ST
CityHOLDEN
StateMA
Zip01520-2037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Block114
JurisdictionHOLDEN MA
Township / Civil DivisionHOLDEN
Census Block Group2
Census Block2003
Census Tract728200

Owner

92 Steele St is owned and occupied by an individual who bought it in July 2019.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address92 STEELE ST, HOLDEN, MA 01520-2037
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2024Deed of Trust, Mortgage · Line of Credit
CORNERSTONE BANK
Nov 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Jul 19, 2019Quit Claim Deed, Transfer · Conventional with PMI
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2019 · Amount on File
Deed SaleJul 19, 2019 · Amount on File
Prior SaleSep 20, 2013 · Amount on File
Deed Book / Page60736 / 296
Prior Transfer DateJul 12, 2019
Prior Transfer Doc60736-296
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLDEN MA
Property Address92 STEELE ST, HOLDEN, MA 01520-2037
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0070821-37
DateJul 30, 2024
Book Page70821/37
Instrument59588
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLDEN MA
Property Address92 STEELE ST, HOLDEN, MA 01520-2037
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63860-383
DateNov 30, 2020
Book Page63860/383
Instrument146771
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOLDEN MA
Recording DateJul 19, 2019
Property Address92 STEELE ST, HOLDEN, MA 01520-2037
Document Number60736-296
Book / Page060736 / 000296
Instrument DateJul 12, 2019
Instrument70091
Transaction TypeTransfer
Record UpdatedAug 6, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,641.60
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address92 STEELE ST HOLDEN MA 015202037, HOLDEN, MA 01520-2037

Mortgage

Document Number60736-299
DateJul 19, 2019
Book Page060736/000299
Instrument70092
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 92 Steele St was $6,576, up 6.9% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHolden Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,576.00 (+6.86%)$487,800 (+9.86%) Land $176,100 Building $311,700$521,313 (+0.93%)
2025$6,154.00 (+3.72%)$444,000 (+5.89%) Land $167,600 Building $276,400$516,515
2024$5,933.00 (+3.51%)$419,300 (+9.65%) Land $162,800 Building $256,500
2023$5,732.00$382,400 Land $141,500 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Steele St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Steele St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLDEN WATER DIVISION, DPW
serves 18,016 people · EPA ID MA2134000
Water SourcePurchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State InspectionNov 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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