71 Steele St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 71 Steele St, Holden, MA 01520

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,760 sqft · built 1942
Lot Size1.01 acres (44,356 sqft)
OwnerTrust Name on File
Last Sale$160,000 (Dec 1999)
Tax Bill$6,473 (2026)
Deeds & MortgagesSep 2026 Mortgage
Feb 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNHOLD M:202 B:126

Property Details

APN / Parcel Number

Primary APNHOLD M:202 B:126
Alternative APNs
  • M:00202 P:00126
  • 4414

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,760 sqft Living Area
Gross Area4,652 sqft
1st Floor Area1,568 sqft
AtticAttic
Attic Area1,080 sqft
Basement Area1,568 sqft
Unfinished Basement1,568 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,356 sqft (1.01 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4414
Street Address71 STEELE ST
CityHOLDEN
StateMA
Zip01520-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Block126
JurisdictionHOLDEN MA
Township / Civil DivisionHOLDEN
Census Block Group2
Census Block2003
Census Tract728200

Owner

71 Steele St is owner-occupied and held in a trust since March 2020.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address71 STEELE ST, HOLDEN, MA 01520-2021
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ROCKET MORTGAGE LLC
Feb 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 11, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 1999 · Amount on File
Deed SaleDec 27, 1999 · Amount on File
Deed Book / Page22180 / 373
Last Transfer DateMar 18, 2020
Transfer Doc62073-102
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLDEN MA
Recording DateSep 22, 2026
Property Address71 STEELE ST, HOLDEN, MA 01520-2021
Document Number0000083199
Book / Page74202 / 79
Instrument DateSep 14, 2026
Instrument202683199
Transaction TypeMortgage
Record UpdatedOct 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083199,
DateSep 22, 2026
Book Page74202/79
Instrument202683199
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term240 Months
DueOct 1, 2046
Interest
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLDEN MA
Property Address71 STEELE ST, HOLDEN, MA 01520-2021
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number64425-59
DateFeb 9, 2021
Book Page64425/59
Instrument19005
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMar 1, 2036

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLDEN MA
Property Address71 STEELE ST, HOLDEN, MA 01520-2021
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number60033-253
DateFeb 11, 2019
Book Page60033/253
Instrument12752
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueMar 1, 2039

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOLDEN MA
Recording DateMar 20, 2020
Property Address71 STEELE ST, HOLDEN, MA 01520-2021
Document Number62073-102
Book / Page062073 / 000102
Instrument DateMar 18, 2020
Instrument28983
Transaction TypeTransfer
Record UpdatedApr 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address71 STEELE ST HOLDEN MA 015202021, HOLDEN, MA 01520-2021

Tax Assessment & Valuation

The 2026 property tax bill for 71 Steele St was $6,473, up 4.3% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHolden Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,473.00 (+4.34%)$480,200 (+7.28%) Land $175,400 Building $304,800$487,994 (+5.03%)
2025$6,204.00 (+5.19%)$447,600 (+7.39%) Land $167,000 Building $280,600$464,645
2024$5,898.00 (+6.19%)$416,800 (+12.5%) Land $162,200 Building $254,600
2023$5,554.00$370,500 Land $140,900 Building $229,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Steele St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Steele St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLDEN WATER DIVISION, DPW
serves 18,016 people · EPA ID MA2134000
Water SourcePurchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State InspectionNov 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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