Carroll County property record for 92 Ridge Rd, Eureka Springs, AR 72631
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,569 sqft · built 2004 |
| Lot Size | 0.333 acres (14,535 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,000 (Apr 2022) |
| Tax Bill | $1,984 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 430-00064-000 |
| Primary APN | 430-00064-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,569 sqft Living Area |
| 1st Floor Area | 1,569 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Flooring | Carpet |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,535 sqft (0.333 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 507 sqft |
| Patio Area | 507 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 92 RIDGE RD |
|---|---|
| City | EUREKA SPRINGS |
| State | AR |
| Zip | 72631-9050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 |
| Legal Range | 27 |
| Legal Township | 20 |
| Legal Section | 21 |
| Legal Subdivision | MUNDELL HEIGHTS |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL AR |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950201 |
Source: Carroll County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 92 RIDGE RD, EUREKA SPRINGS, AR 72631-9050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN EQUITY BANK |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN EQUITY BANK |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Jan 7, 2005 |
| Deed Book / Page | 2022 / 1682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 92 RIDGE RD, EUREKA SPRINGS, AR 72631-9050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02020/4843 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 2020/4843 |
| Name | AMERICAN EQUITY BANK |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 92 RIDGE RD, EUREKA SPRINGS, AR 72631-9050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | MWEST2020/4843 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | MWEST2020/4843 |
| Name | AMERICAN EQUITY BANK |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 92 RIDGE RD, EUREKA SPRINGS, AR 72631-9050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02022/3822 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 2022/3822 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Carroll County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Carroll County |
| Unified School District | Eureka Springs School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,550 (-) Land $7,800 Building $65,750 | $367,750 (-) Land $39,000 Building $328,750 | |
| 2025 | $1,984.00 (-19.38%) Homeowner's exemption | $73,550 (+43.71%) Land $7,800 Building $65,750 | $367,750 (+43.71%) Land $39,000 Building $328,750 |
| 2023 | $2,461.00 | $51,180 Land $6,750 Building $44,430 | $255,900 Land $33,750 Building $222,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 64% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNDELL HEIGHTS WATERWORKS serves 203 people · EPA ID AR0000633 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2023 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Total HighSpeed Internet Solutions Fixed Wireless | 30 / 10 |
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