Carroll County property record for 91 Ridge Rd, Eureka Springs, AR 72631
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,572 sqft · built 1985 |
| Lot Size | 0.288 acres (12,588 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (Jun 2025) |
| Tax Bill | $971 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 430-00048-000 |
| Primary APN | 430-00048-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 360 sqft |
| Unfinished Basement | 360 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,588 sqft (0.288 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 476 sqft |
| Deck Area | 644 sqft |
| Patio Area | 644 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 91 RIDGE RD |
|---|---|
| City | EUREKA SPRINGS |
| State | AR |
| Zip | 72631-9050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 |
| Legal Range | 27 |
| Legal Township | 20 |
| Legal Section | 21 |
| Legal Subdivision | MUNDELL HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL AR |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950201 |
91 Ridge Rd is owned and occupied by two individuals who bought it in June 2025.
Source: Carroll County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 RIDGE RD, EUREKA SPRINGS, AR 72631-9050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Mar 31, 2017 | Warranty Deed, Transfer · FHA Mortgage BEAR STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on File |
| Deed Sale | Jun 16, 2025 · Amount on File |
| Prior Sale | Mar 31, 2017 · Amount on File |
| Deed Document Number | 20253267 |
| Deed Book / Page | 2025 / 3267 |
| Prior Transfer Date | Aug 24, 2015 |
| Prior Transfer Doc | 02015/2187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | Jun 16, 2025 |
| Property Address | 91 RIDGE RD, EUREKA SPRINGS, AR 72631-9050 |
| Document Number | 2025R00003267 |
| Map Reference | MB A PG 2 |
| Instrument Date | May 8, 2025 |
| Instrument | 2025R-00003267 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | FIRST NATIONAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $653.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 RIDGE RD, EUREKA SPRINGS, AR 72631-9050 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 91 RIDGE RD, EUREKA SPRINGS, AR 72631-9050 |
| Document Number | 2025R00003268 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 2025R-00003268 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | Mar 31, 2017 |
| Property Address | 91 RIDGE RD, EUREKA SPRINGS, AR 72631-9050 |
| Document Number | 02017/0859 |
| Book / Page | 2017 / 0859 |
| Map Reference | MB A PG 2 |
| Instrument Date | Mar 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | FIRST NATIONAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1312 GARDENGROVE CT, PLANO, TX 75075-7318 |
| Name | Verified Name |
|---|---|
| Address | 91 RIDGE RD, EUREKA SPRINGS, AR 72631-9050 |
| Document Number | 0020172197 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 2017/2197 |
| Name | BEAR STATE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 91 Ridge Rd was $971 with a homeowner's exemption.
Source: Carroll County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Carroll County |
| Unified School District | Eureka Springs School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,420 (-) Land $3,900 Building $48,520 | $262,100 (-) Land $19,500 Building $242,600 | |
| 2025 | $971.00 Homeowner's exemption | $52,420 Land $3,900 Building $48,520 | $262,100 Land $19,500 Building $242,600 |
| 2023 | $1,011.00 Homeowner's exemption | $37,970 Land $3,380 Building $34,590 | $189,850 Land $16,900 Building $172,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 91 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 91 Ridge Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 64% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNDELL HEIGHTS WATERWORKS serves 203 people · EPA ID AR0000633 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2023 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Total HighSpeed Internet Solutions Fixed Wireless | 30 / 10 |
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