Lowndes County property record for 92 Ridge Rd, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,203 sqft · built 2003 |
| Lot Size | 1.12 acres (49,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $322,799 (Sep 2024) |
| Tax Bill | $4,082 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56W120004000 |
| Primary APN | 56W120004000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,203 sqft Adjusted Area |
| 1st Floor Area | 3,207 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,187 sqft (1.12 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 92 RIDGE RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-5350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 SE4 92 RIDGE RD |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 03 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 301 |
Source: Lowndes County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 RIDGE RD, COLUMBUS, MS 39705-5312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Aug 4, 2020 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Aug 24, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2024 · Amount on Record |
| Deed Sale | Sep 20, 2024 · Amount on Record |
| Prior Sale | Aug 4, 2020 · Amount on Record |
| Deed Book / Page | 2024 / 7040 |
| Prior Transfer Date | Nov 12, 2019 |
| Prior Transfer Doc | 0020198471 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 92 RIDGE RD, COLUMBUS, MS 39705-5350 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202120578 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 2021/20578 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 4, 2020 |
| Property Address | 92 RIDGE RD, COLUMBUS, MS 39705-5350 |
| Document Number | 0020205359 |
| Book / Page | 002020 / 005359 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 9TH COLUMBUS ST S COLUMBUS MS 39701, COLUMBUS, MS 39701 |
| Document Number | 20208762 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 002020/018762 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 24, 2018 |
| Property Address | 92 RIDGE RD, COLUMBUS, MS 39705-5350 |
| Document Number | 0020186212 |
| Book / Page | 002018 / 006212 |
| Instrument Date | Mar 31, 2004 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 78 CRESTWOOD DR COLUMBUS MS 397055330, COLUMBUS, MS 39705-5330 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,082.00 Homeowner's exemption | $26,830 (+19.66%) | $268,300 (+19.66%) Land $25,000 Building $243,300 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $22,421 | $224,210 Land $25,000 Building $199,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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