92 Ridge Loop Rd, Trout Creek, MT 59874 Property Records

Sanders County property record for 92 Ridge Loop Rd, Trout Creek, MT 59874

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,688 sqft · built 2022
Lot Size	20 acres (871,636 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,380 (2026)
Deeds & Mortgages	Jun 2022 Sale Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R861333`

Property Details

APN / Parcel Number

Primary APN	`R861333`
Alternative APNs	`35-3457-33-2-01-40-0000` `0000011739`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,688 sqft Living Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871,636 sqft (20 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	184 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000011739
Street Address	92 RIDGE LOOP RD
City	TROUT CREEK
State	MT
Zip	59874-8003
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S33, T24 N, R31 W, ACRES 20.01, SOUTH HILL RIDGE SUB LOT 8
Legal Range	31W
Legal Township	24N
Legal Section	33
Legal Subdivision	SOUTH HILL FUDGE
Legal Lot Number	8
Jurisdiction	SANDERS MT
Township / Civil Division	THOMPSON FALLS-WEST END
Census Block Group	3
Census Block	3085
Census Tract	202

Owner

Source: Sanders County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 RIDGE LOOP RD, TROUT CREEK, MT 59874-8003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Warranty Deed, Transfer
Mar 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022
Deed Sale	Jun 1, 2022
Deed Document Number	2022326127
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	0000320336
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Jun 1, 2022
Property Address	92 RIDGE LOOP RD, TROUT CREEK, MT 59874-8003
Document Number	0000326127
Instrument Date	Jun 1, 2022
Instrument	326127
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 293, THOMPSON FALLS, MT 59873-0293

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	92 RIDGE LOOP RD, TROUT CREEK, MT 59874-8003

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDERS MT
Recording Date	Mar 4, 2021
Property Address	92 RIDGE LOOP RD, TROUT CREEK, MT 59874-8003
Document Number	0000320336
Instrument Date	Feb 22, 2021
Instrument	320336
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 293, THOMPSON FALLS, MT 59873-0293

Tax Assessment & Valuation

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Secondary School District	Thompson Falls High School District (09 - 12)
Elementary School District	Trout Creek Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,380.00 (-15.45%)	$608,485 (-)
2025	$2,815.00 (-10.09%)	$608,485 (+24.7%)	$608,485 (+24.7%) Land $121,155 Building $487,330
2023	$3,131.00	$487,977	$487,977 Land $71,947 Building $416,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 44% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500

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