Sanders County property record for 72 Ridge Loop Rd, Trout Creek, MT 59874
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 2,307 sqft · built 2022 |
| Lot Size | 20 acres (871,636 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,622 (2026) |
| Deeds & Mortgages | Jun 2022 Construction Loan May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R861334 |
| Primary APN | R861334 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,307 sqft Living Area |
| 1st Floor Area | 2,307 sqft |
| Basement Area | 2,307 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 871,636 sqft (20 acres) |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Wood |
| Account Number | 0000011740 |
|---|---|
| Street Address | 72 RIDGE LOOP RD |
| City | TROUT CREEK |
| State | MT |
| Zip | 59874-8003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S33, T24 N, R31 W, ACRES 20.01, SOUTH HILL RIDGE SUB LOT 9 |
| Legal Range | 31W |
| Legal Township | 24N |
| Legal Section | 33 |
| Legal Subdivision | SOUTH HILL RIDGE |
| Legal Lot Number | 9 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | THOMPSON FALLS-WEST END |
| Census Block Group | 3 |
| Census Block | 3085 |
| Census Tract | 202 |
72 Ridge Loop Rd, a rural home, is owner-occupied and held in a trust since May 2024.
Source: Sanders County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 72 RIDGE LOOP RD, TROUT CREEK, MT 59874-8003 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF RONAN |
| May 5, 2021 | Warranty Deed, Transfer LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2021 |
| Deed Sale | May 5, 2021 |
| Deed Document Number | 2021321259 |
| Last Transfer Date | May 28, 2024 |
| Transfer Doc | 0000332393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 72 RIDGE LOOP RD, TROUT CREEK, MT 59874-8003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 72 RIDGE LOOP RD, TROUT CREEK, MT 59874-8003 |
| Document Number | 0000326143 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 326143 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | May 5, 2021 |
| Property Address | 72 RIDGE LOOP RD, TROUT CREEK, MT 59874-8003 |
| Document Number | 0000321259 |
| Instrument Date | May 5, 2021 |
| Instrument | 321259 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 VALLEY OF THE MOON RD, TROY, MT 59935-8964 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4190 SHARAB CT, PLEASANTON, CA 94566-7544 |
The 2026 property tax bill for 72 Ridge Loop Rd was $3,622, down 12.7% from the year before.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Secondary School District | Thompson Falls High School District (09 - 12) |
| Elementary School District | Trout Creek Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,622.00 (-12.66%) | $871,455 (-) | |
| 2025 | $4,147.00 | $871,455 | $871,455 Land $121,155 Building $750,300 |
| 2023 | $4,264.00 | $682,137 | $682,137 Land $71,947 Building $610,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Ridge Loop Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Ridge Loop Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
5G and 4G LTE (outdoors only)
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