Schenectady County and Rotterdam Town property record for 92 Putnam Rd, Schenectady, NY 12306 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,304 sqft · built 1980 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Apr 2019) |
| Tax Bill | $7,250 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 38.18-1-10 |
| Primary APN | 422800 38.18-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 1,204 sqft 1st Floor |
| 2nd Floor Area | 1,100 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 147 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Detached |
| Garage Area | 200 sqft Garage |
| Porch | Slab |
| Porch Area | 200 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 92 PUTNAM RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R,G2,2STY 1.-34-18 |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records · APN 422800 38.18-1-10
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 HOMESTEAD AVE, SCHENECTADY, NY 12304-2508 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 04, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Apr 23, 2019 | Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | May 22, 2006 · Amount on Record |
| Deed Document Number | 201917672 |
| Deed Book / Page | 2009 / 856 |
| Prior Transfer Date | Jul 02, 2007 |
| Prior Transfer Doc | 1764000899 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 92 PUTNAM RD, SCHENECTADY, NY 12306-5734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 92 PUTNAM RD, ROTTERDAM, NY 12306-5734 |
| Document Number | 0000055905 |
|---|---|
| Date | Oct 03, 2023 |
| Book Page | 5334/52 |
| Instrument | 202355905 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 92 PUTNAM RD, SCHENECTADY, NY 12306-5734 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 92 PUTNAM RD, ROTTERDAM, NY 12306-5734 |
| Document Number | 0000041279 |
|---|---|
| Date | Aug 04, 2022 |
| Book Page | 5246/574 |
| Instrument | 202241279 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 23, 2019 |
| Property Address | 92 PUTNAM RD, SCHENECTADY, NY 12306-5734 |
| Document Number | 0000017672 |
| Book / Page | 2009 / 856 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 201917672 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 PUTNAM RD, 92, SCHENECTADY, NY 12306-5734 |
| Name | Verified Name |
|---|---|
| Address | 8 HOMESTEAD AVE, SCHENECTADY, NY 12304-2508 |
| Document Number | 0000017673 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 4906/699 |
| Instrument | 201917673 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,250.00 | $174,300 (-) Land $5,100 Building $169,200 | $268,200 (+16.96%) Land $7,848 Building $260,352 |
| 2023 | $174,300 Land $5,100 Building $169,200 | $229,300 Land $6,709 Building $222,591 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 7% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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