91 Putnam Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 91 Putnam Rd, Schenectady, NY 12306 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1994
Square Footage1,728 sqft Living Area
Lot Size16,117 sqft (0.37 acres)
OccupancyOwner Occupied
Last Sale$177,000 (2011)
Tax Bill$8,319.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 38.18-2-7
Alternative APN
  • 280003801800020070000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,728 sqft Living Area
1st Floor864 sqft 1st Floor
2nd Floor864 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area16,117 sqft (0.37 acres)
Depth X Width112 ft x 144 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Shed1 Shed
Shed Area80 sqft Shed
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address91 PUTNAM RD
CitySCHENECTADY
StateNY
Zip12306-5733
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR-2STY,G2 LNDS OF PIRRO/ARMSTRONG - 1.-28-20
Legal Block2
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3029
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 38.18-2-7

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address91 PUTNAM RD, SCHENECTADY, NY 12306-5733
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2011 · Amount on Record
Deed SaleNov 22, 2011 · Amount on Record
Prior SaleApr 30, 1998 · Amount on Record
Deed Doc Number201147906
Deed Book / Page1847 / 259
Prior Transfer DateJul 27, 2009
Prior Transfer Doc0000030569
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateJun 11, 2026
Property Address91 PUTNAM RD, SCHENECTADY, NY 12306-5733
Document Number0000013392
Instrument DateMay 14, 2026
Instrument202613392
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 PUTNAM RD, SCHENECTADY, NY 12306-5733

Mortgage

Document Number0000013392,
DateJun 11, 2026
Instrument202613392
Lender
NameFIRST CHOICE FINANCIAL
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,319.00$200,000 (-) Land $11,100 Building $188,900$307,700 (+16.91%) Land $17,077 Building $290,623
2023$200,000 Land $11,100 Building $188,900$263,200 Land $14,608 Building $248,592

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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