92 Pescado Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 92 Pescado Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,420 sqft · built 2015
Lot Size	0.2 acres (8,712 sqft)
Owner	Trust Name on File
Last Sale	$419,500 (Nov 2020)
Tax Bill	$9,816 (2025)
Deeds & Mortgages	Dec 2022 Transfer Mar 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`073431-2820`

Property Details

APN / Parcel Number

Primary APN	`073431-2820`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,420 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	2,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	240 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	92 PESCADO DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64/15-24 MADEIRA AT ST AUGUSTINE PHASE 1B LOT 282 OR5103/784 & 5205/1145(Q/C) & 5678/91(Q/C)
Legal Range	29E
Legal Township	06S
Legal Section	54
Legal Subdivision	MADEIRA AT ST AUGUSTINE PHASE 1B
Legal Phase	1B
Legal Block	1
Legal Lot Number	282
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2051
Census Tract	20606

Owner

92 Pescado Dr is owner-occupied and held in a trust since May 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Trust Name on File
Mailing Address	92 PESCADO DR, SAINT AUGUSTINE, FL 32095-1655
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 12, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 19, 2020	Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	2020105164
Deed Book / Page	5103 / 784
Last Transfer Date	May 3, 2022
Transfer Doc	0056780971
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 12, 2022
Property Address	92 PESCADO DR, SAINT AUGUSTINE, FL 32095-1655
Document Number	0056780971
Book / Page	5678 / 971
Map Reference	MB 64 PG 15-24
Instrument Date	May 3, 2022
Instrument	2022111823
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 PESCADO DR, ST AUGUSTINE, FL 32095-1655

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	92 PESCADERO DRIVE, ST AUGUSTINE, FL 32095-1655

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 12, 2021
Property Address	92 PESCADO DR, SAINT AUGUSTINE, FL 32095-1655
Document Number	0052051145
Book / Page	5205 / 1145
Map Reference	MB 64 PG 15-24
Instrument Date	Mar 3, 2021
Instrument	2021027811
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 PESCADO DR, 92, SAINT AUGUSTINE, FL 32095-1655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 PESCADO DR, SAINT AUGUSTINE, FL 32095-1655

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 19, 2020
Property Address	92 PESCADO DR, SAINT AUGUSTINE, FL 32095-1655
Document Number	0051030784
Book / Page	005103 / 000784
Instrument Date	Nov 19, 2020
Instrument	105164
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount on Record
Tax	$2,937.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 PESCADO DR ST AUGUSTINE FL 320951655, ST AUGUSTINE, FL 32095-1655

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 5, 2018
Property Address	92 PESCADO DR, SAINT AUGUSTINE, FL 32095-1655
Document Number	0046230081
Book / Page	004623 / 000081
Instrument Date	Oct 1, 2018
Instrument	72456
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 PESCADO DR ST AUGUSTINE FL 320951600, ST AUGUSTINE, FL 32095-1600

Mortgage

Document Number	46230083
Date	Oct 5, 2018
Book Page	004623/000083
Instrument	72457

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 92 Pescado Dr was $9,816 with a homeowner's exemption, up 4.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,549 (+2.7%)	$575,379 (-0.22%) Land $150,000 Building $425,379
2025	$9,816.00 (+4.91%) Homeowner's exemption	$414,361	$576,631 Land $150,000 Building $426,631
2024	$9,357.00 (+3.5%)
2023	$9,041.00 (+4.67%) Homeowner's exemption	$385,146 (+3%)	$565,169 (+16.17%) Land $115,000 Building $450,169
2022	$8,638.00 Homeowner's exemption	$373,928	$486,508 Land $112,000 Building $374,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Pescado Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Pescado Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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