116 Pescado Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 116 Pescado Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,285 sqft · built 2016
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2016)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`073431-2800`

Property Details

APN / Parcel Number

Primary APN	`073431-2800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,285 sqft Living Area
Gross Area	3,303 sqft
1st Floor Area	2,285 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	116 PESCADO DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64/15-24 MADEIRA AT ST AUGUSTINE PHASE 1B LOT 280 OR4242/1363
Legal Range	29E
Legal Township	06S
Legal Section	54
Legal Subdivision	MADEIRA AT ST AUGUSTINE PHASE 1B
Legal Phase	1B
Legal Block	1
Legal Lot Number	280
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2051
Census Tract	20606

Owner

116 Pescado Dr is owned and occupied by two individuals who bought it in August 2016.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 PESCADO DR, SAINT AUGUSTINE, FL 32095-1600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2016 · Amount on File
Deed Sale	Aug 19, 2016 · Amount on File
Deed Document Number	201654018
Deed Book / Page	4242 / 1363
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	116 PESCADO DR, SAINT AUGUSTINE, FL 32095-1600
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 PESCADO DR, SAINT AUGUSTINE, FL 32095-1600

Mortgage

Document Number	0058921442
Date	Jan 30, 2024
Book Page	5892/1442
Instrument	2024007282

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2044

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	116 PESCADO DR, SAINT AUGUSTINE, FL 32095-1600
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 PESCADO DR, SAINT AUGUSTINE, FL 32095-1600

Mortgage

Document Number	0052971904
Date	Jun 22, 2021
Book Page	5297/1904
Instrument	2021069692

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	116 PESCADO DR, SAINT AUGUSTINE, FL 32095-1600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050160026
Date	Aug 13, 2020
Book Page	5016/26
Instrument	2020067679

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 116 Pescado Dr was $2,544 with a veteran's exemption, down 3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,105 (+19.47%)	$624,596 (+10.2%) Land $150,000 Building $474,596
2025	$2,544.00 (-3.01%) Disabled Person's exemption Veteran's exemption	$303,939 (+2.9%)	$566,770 (-4.82%) Land $150,000 Building $416,770
2024	$2,623.00 (-63%) Disabled Person's exemption Veteran's exemption	$295,373 (+3%)	$595,483 (+5.38%) Land $150,000 Building $445,483
2023	$7,090.00 (+5.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$286,770 (+3%)	$565,076 (+16.25%) Land $115,000 Building $450,076
2022	$6,731.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$278,417	$486,068 Land $112,000 Building $374,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Pescado Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Pescado Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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