92 Overhill Dr, Tryon, NC 28782 Property Records

Polk County property record for 92 Overhill Dr, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · built 1998
Lot Size	13.4 acres (587,189 sqft)
Owner	Trust Name on Record
Last Sale	$360,000 (Jan 2024)
Tax Bill	$3,833 (2026)
Deeds & Mortgages	Jan 2024 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P106-74`

Property Details

APN / Parcel Number

Primary APN	`P106-74`
Alternative APN	`52114`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	587,189 sqft (13.4 acres)

Location & Zoning

Account Number	52114
Street Address	92 OVERHILL DR
City	TRYON
State	NC
Zip	28782-9688
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT 4, 0O09 OVERHILL FARM
Legal Subdivision	OVERHILL FARM
Legal Lot Number	4
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	1
Census Block	1032
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	106 UNCLE COSS POND, COLUMBUS, NC 28722-8758
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Warranty Deed, Transfer
Sep 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RICHARD NORMAN DAY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Book / Page	482 / 1955
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 9, 2024
Property Address	92 OVERHILL DR, TRYON, NC 28782-9688
Document Number	00482/1955
Book / Page	482 / 1955
Map Reference	FILE C PG 818
Instrument Date	Jan 9, 2024
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 OVERHILL DR, TRYON, NC 28782-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	106 UNCLE COSS POND, COLUMBUS, NC 28722-8758

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 10, 2019
Property Address	92 OVERHILL DR, TRYON, NC 28782-9688
Document Number	00442/2374
Book / Page	442 / 2374
Instrument Date	Sep 10, 2019
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 OVERHILL DR, TRYON, NC 28782-9688

Mortgage

Document Number	0004422377
Date	Sep 10, 2019
Instrument	442/2377

Lender

Name	RICHARD NORMAN DAY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,833.00 (+10.97%)	$721,360 (+10.95%) Land $59,976 Building $661,384	$931,024 (+8.28%) Land $269,640 Building $661,384
2025	$3,454.00 (+862.12%)	$650,159 (+1,054.18%) Land $59,976 Building $590,183	$859,823 (+276.2%) Land $269,640 Building $590,183
2023	$359.00	$56,331 Land $54,976 Building $1,355
2021			$228,555 Land $227,200 Building $1,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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