111 Overhill Dr, Tryon, NC 28782 Property Records

Polk County property record for 111 Overhill Dr, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	4 bd · 3 ba · 1,532 sqft · built 2004
Lot Size	7.82 acres (340,639 sqft)
Owner	Individual Name on Record
Tax Bill	$3,114 (2026)
Deeds & Mortgages	Jul 2017 Mortgage May 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P106-95`

Property Details

APN / Parcel Number

Primary APN	`P106-95`
Alternative APN	`55385`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,532 sqft Finished Area
Attic	Attic
Attic Area	480 sqft
Basement Area	494 sqft
Unfinished Basement	494 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	340,639 sqft (7.82 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55385
Street Address	111 OVERHILL DR
City	TRYON
State	NC
Zip	28782-6765
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT #3, 0O09 OVERHILL FARM
Legal Subdivision	OVERHILL FARM
Legal Lot Number	3
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	1
Census Block	1032
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 OVERHILL DR, TRYON, NC 28782-6765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENTEGRA BANK
Sep 29, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2003
Deed Sale	Aug 14, 2003
Deed Book / Page	303 / 684
Last Transfer Date	Sep 28, 2017
Transfer Doc	00429/0339
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	111 OVERHILL DR, TRYON, NC 28782-6765
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00427/2045
Date	Jul 26, 2017
Book Page	427/2045
Instrument	004654710010

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	111 OVERHILL DR, TRYON, NC 28782-6765
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000440/965
Date	May 13, 2019
Book Page	440/965

Lender

Name	ENTEGRA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2029

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Sep 29, 2017
Property Address	111 OVERHILL DR, TRYON, NC 28782-6765
Document Number	00429/0339
Book / Page	429 / 0339
Instrument Date	Sep 28, 2017
Instrument	004664200003
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 OVERHILL DR, 111, TRYON, NC 28782-6765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 OVERHILL DR, TRYON, NC 28782-6765

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,114.00	$586,003 (-) Land $167,760 Building $418,243	$586,003 (-) Land $167,760 Building $418,243
2025	$3,114.00 (+8.24%)	$586,003 (+29.96%) Land $167,760 Building $418,243	$586,003 (+29.96%) Land $167,760 Building $418,243
2023	$2,877.00	$450,898 Land $142,300 Building $308,598
2021			$450,898 Land $142,300 Building $308,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overhill Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures