Cumberland County and Standish Town property record for 92 Otter Dr, Standish, ME 04084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,550 sqft · built 1996 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jul 2019) |
| Tax Bill | $3,613 (2025) |
| Deeds & Mortgages | Nov 2020 Refinance Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | STAN M:14 L:11-20 |
| Primary APN | STAN M:14 L:11-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 2,472 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | K0254R |
|---|---|
| Street Address | 92 OTTER DR |
| City | STANDISH |
| State | ME |
| Zip | 04084-6436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Subdivision | OTTER CRK EXT |
| Legal Lot Number | 11-20 |
| Jurisdiction | STANDISH ME |
| Township / Civil Division | STANDISH |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 17002 |
92 Otter Dr is owned and occupied by two individuals who bought it in July 2019.
Source: Cumberland County and Standish Town records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 OTTER DR, STANDISH, ME 04084-6436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Jul 8, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on File |
| Deed Sale | Jul 8, 2019 · Amount on File |
| Prior Sale | Sep 4, 2013 · Amount on File |
| Deed Document Number | 201929936 |
| Deed Book / Page | 35780 / 333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 92 OTTER DR, STANDISH, ME 04084-6436 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0373840259 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 37384/259 |
| Instrument | 70837 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANDISH ME |
| Recording Date | Jul 8, 2019 |
| Property Address | 92 OTTER DR, STANDISH, ME 04084-6436 |
| Document Number | 0357800333 |
| Book / Page | 035780 / 000333 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 29936 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 ABBY RD #1 WINDHAM ME 040625828, 1, WINDHAM, ME 04062-5828 |
| Document Number | 357810001 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 035781/000001 |
| Instrument | 29937 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 7, 2049 |
The 2025 property tax bill for 92 Otter Dr was $3,613, up 2.4% from the year before.
Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Standish Town |
| Unified School District | School Administrative District 06 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,613.00 (+2.38%) | $291,400 (+4.03%) Land $69,800 Building $221,600 |
| 2024 | $3,529.00 (+7.43%) | $280,100 (+18.09%) Land $64,600 Building $215,500 |
| 2023 | $3,285.00 (+7.49%) | $237,200 (+12.15%) Land $54,100 Building $183,100 |
| 2022 | $3,056.00 | $211,500 Land $48,000 Building $163,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 92 Otter Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (1998–2010) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2010 · Severe Winter Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Otter Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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