105 Otter Dr, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 105 Otter Dr, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 2002
Lot Size	21 acres (914,760 sqft)
Owner	2 Individual Names on File
Last Sale	$504,700 (Jul 2021)
Tax Bill	$5,323 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:14 L:11`

Property Details

APN / Parcel Number

Primary APN	`STAN M:14 L:11`
Alternative APN	`M2439R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	4,089 sqft
1st Floor Area	1,593 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	914,760 sqft (21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M2439R
Street Address	105 OTTER DR
City	STANDISH
State	ME
Zip	04084-6498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Lot Number	11
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2027
Census Tract	17002

Owner

105 Otter Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 OTTER DR, STANDISH, ME 04084-6498
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Deed Document Number	202149171
Deed Book / Page	38412 / 144
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Jul 9, 2021
Property Address	105 OTTER DR, STANDISH, ME 04084-6498
Document Number	0384120144
Book / Page	38412 / 144
Instrument Date	Jul 9, 2021
Instrument	49171
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	394 MEADOW RD, DURHAM, ME 04222-5411

Mortgage

Document Number	0000049172
Date	Jul 9, 2021
Instrument	49172

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 105 Otter Dr was $5,323, up 4% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,323.00 (+4.01%)	$429,300 (+5.69%) Land $125,800 Building $303,500
2024	$5,118.00 (+6.96%)	$406,200 (+17.57%) Land $119,200 Building $287,000
2023	$4,785.00 (+4.98%)	$345,500 (+9.54%) Land $106,600 Building $238,900
2022	$4,558.00	$315,400 Land $99,600 Building $215,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 105 Otter Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1998–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Otter Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20