92 N Elm Ave, White Cloud, MI 49349 Property Records

Newaygo County property record for 92 N Elm Ave, White Cloud, MI 49349

Property Summary

Property TypeSingle Family Home
Lot Size38 acres (1,655,280 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Dec 2018)
Tax Bill$3,027 (2025)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-33-300-004

Property Details

APN / Parcel Number

Primary APN12-33-300-004

Exterior

Lot Area1,655,280 sqft (38 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address92 N ELM AVE
CityWHITE CLOUD
StateMI
Zip49349-9556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOCAL ZONE
Legal DescriptionSW 1/4 SW 1/4 SEC. 33 T14N R11W 40 A
Legal Range11W
Legal Township14N
Legal Section33
JurisdictionNEWAYGO MI
Township / Civil DivisionGOODWELL
Census Block Group2
Census Block2251
Census Tract970100

Owner

Source: Newaygo County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address92 N ELM AVE, WHITE CLOUD, MI 49349-9556
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2018 · Amount on Record
Deed SaleDec 11, 2018 · Amount on Record
Deed Book / Page472 / 2439
Record UpdatedSep 20, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWAYGO MI
Recording DateDec 11, 2018
Property Address92 N ELM AVE, WHITE CLOUD, MI 49349-9556
Document Number472/2439
Book / Page472 / 2439
Instrument DateDec 3, 2018
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4722441
DateDec 11, 2018
Instrument472/2441
Lender
NameCHOICEONE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number472/2439
DateDec 11, 2018
Book Page472/2439
Lender
NameCHOICEONE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term193 Months
DueJan 1, 2035

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyNewaygo County
County SubdivisionGoodwell Township
Unified School DistrictWhite Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,000 (+16.14%)$400,000 (+16.14%)
2025$3,027.00 (+11.33%) Homeowner's exemption$172,200 (+30.55%)$344,400 (+30.55%)
2023$131,900$263,800
2022$2,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Point Broadband
Fixed Wireless
100 / 20

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