Newaygo County property record for 528 N Elm Ave, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,725 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-100-004 |
| Primary APN | 12-33-100-004 |
|---|
| Lot Area | 871,200 sqft (20 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 528 N ELM AVE |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | N1/2 SW1/4 NW1/4 SEC 33, T14N - R11W 20A |
| Legal Range | 11W |
| Legal Township | 14N |
| Legal Section | 33 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | GOODWELL |
| Census Block Group | 2 |
| Census Block | 2251 |
| Census Tract | 970100 |
Source: Newaygo County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 528 N ELM AVE, WHITE CLOUD, MI 49349-9556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 528 N ELM AVE, WHITE CLOUD, MI 49349-9556 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000470/0000009149 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 0000000470/0000009149 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Goodwell Township |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,400 (+38.19%) | $204,800 (+38.19%) | |
| 2025 | $1,725.00 (+11.36%) | ||
| 2023 | $74,100 | $148,200 | |
| 2022 | $1,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Point Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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