Bergen County and Ramsey Borough property record for 92 Morton Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,293 sqft · built 1942 |
| Lot Size | 0.415 acres (18,077 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,325,000 (Jun 2022) |
| Tax Bill | $26,277 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05206-0000-00027 |
| Primary APN | 48-05206-0000-00027 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,293 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Construction Type | Frame |
| Lot Area | 18,077 sqft (0.415 acres) |
| Lot Dimensions | 140 ft deep x 129 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 92 MORTON DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.415AC |
| Legal Subdivision | RAMSEY COUNTRY CLUB ESTATES SE |
| Legal Block | 5206 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 44201 |
92 Morton Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 MORTON DR, RAMSEY, NJ 07446-2517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 17, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage JOSEPH A SR HOLL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2022 · Amount on File |
| Deed Sale | Jun 28, 2022 · Amount on File |
| Prior Sale | Dec 17, 2018 · Amount on File |
| Deed Document Number | 202265073 |
| Deed Book / Page | 4725 / 396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 28, 2022 |
| Property Address | 92 MORTON DR, RAMSEY, NJ 07446-2517 |
| Document Number | 0047250396 |
| Book / Page | 4725 / 396 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022065073 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | PROFESSIONAL ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,757.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 OLD MINE RD, 32, LEBANON, NJ 08833-4540 |
| Name | Verified Name |
|---|---|
| Address | 92 MORTON DR, RAMSEY, NJ 07446-2517 |
| Document Number | 2022065074 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022065074 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 17, 2018 |
| Property Address | 92 MORTON DR, RAMSEY, NJ 07446-2517 |
| Document Number | 0031321135 |
| Book / Page | 003132 / 001135 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 88269 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $845.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 92 MORTON DR RAMSEY NJ 074462517, RAMSEY, NJ 07446-2517 |
| Document Number | 31321142 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 003132/001142 |
| Instrument | 88269 |
| Name | JOSEPH A SR HOLL |
|---|---|
| Address | 19 SCHINDLER CT, UPPER SADDLE RIVER, NJ 07458-2363 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2048 |
| Rate | 3.1% |
|---|
The 2025 property tax bill for 92 Morton Dr was $26,277, up 0.2% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,309,000 (+2.57%) Land $456,600 Building $852,400 | $1,309,000 (+2.57%) Land $456,600 Building $852,400 | |
| 2025 | $26,277.00 (+0.19%) | $1,276,200 Land $431,600 Building $844,600 | $1,276,200 Land $431,600 Building $844,600 |
| 2024 | $26,227.00 | ||
| 2023 | $929,400 Land $322,100 Building $607,300 | $929,400 Land $322,100 Building $607,300 | |
| 2022 | $22,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Morton Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1983–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 92 Morton Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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