69 Morton Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 69 Morton Dr, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,204 sqft · built 1943
Lot Size0.285 acres (12,415 sqft)
OwnerCompany Name on Record
Last Sale$690,000 (Aug 2018)
Tax Bill$17,279 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN48-05202-0000-00003

Property Details

APN / Parcel Number

Primary APN48-05202-0000-00003
Alternative APN
  • 480520200003

Interior

Stories2 Stories
Building Area2,204 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Construction TypeFrame
Lot Area12,415 sqft (0.285 acres)
Lot Dimensions110 ft deep x 113 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address69 MORTON DR
CityRAMSEY
StateNJ
Zip07446-2514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.285AC
Legal SubdivisionRAMSEY COUNTRY CLUB ESTATE SEC
Legal Block5202
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2005
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address69 MORTON DR, RAMSEY, NJ 07446-2514
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Feb 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
NJ LENDERS
Aug 23, 2018Grant Deed, Transfer
NFTS TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2018 · Amount on Record
Deed SaleAug 23, 2018 · Amount on Record
Deed Document Number201818-061103
Deed Book / Page3036 / 2134
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address69 MORTON DR, RAMSEY, NJ 07446-2514
Transaction TypeMortgage
Record UpdatedDec 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 MORTON DR, RAMSEY, NJ 07446-2514

Mortgage

Document Number0051110151
DateOct 23, 2023
Book Page5111/151
Instrument2023069633
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 18, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address69 MORTON DR, RAMSEY, NJ 07446-2514
Transaction TypeMortgage
Record UpdatedFeb 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034880828
DateFeb 3, 2020
Book Page3488/828
Instrument2020012250
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address69 MORTON DR, RAMSEY, NJ 07446-2514
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038631982
DateDec 11, 2020
Book Page3863/1982
Instrument20-132446
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address69 MORTON DR, RAMSEY, NJ 07446-2514
Document Number0031091408
Instrument DateOct 31, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 MORTON DR RAMSEY NJ 074462514, RAMSEY, NJ 07446-2514

Mortgage

Document Number0031091408
DateNov 15, 2018
Book Page003109/001408
Instrument81433
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2048

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateAug 23, 2018
Property Address69 MORTON DR, RAMSEY, NJ 07446-2514
Document Number0030362134
Book / Page003036 / 002134
Instrument DateAug 3, 2018
Instrument61103
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyNFTS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$690.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 MORTON DR RAMSEY NJ 074462514, RAMSEY, NJ 07446-2514

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$868,100 (+3.44%) Land $442,800 Building $425,300$868,100 (+3.44%) Land $442,800 Building $425,300
2025$17,279.00 (+1.36%)$839,200 (+38.92%) Land $417,800 Building $421,400$839,200 (+38.92%) Land $417,800 Building $421,400
2024$17,047.00 (+7.59%)
2023$604,100 Land $310,600 Building $293,500$604,100 Land $310,600 Building $293,500
2022$15,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1983–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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