92 Michael St, Saint Paul, MN 55119 Property Records

Ramsey County property record for 92 Michael St, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,720 sqft · built 1967
Lot Size	0.202 acres (8,798 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Nov 2020)
Tax Bill	$5,182 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-22-14-0034`

Property Details

APN / Parcel Number

Primary APN	`02-28-22-14-0034`
Alternative APNs	`8585102` `109895`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,720 sqft
Finished Basement	1,720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	8,798 sqft (0.202 acres)
Lot Dimensions	106 ft deep x 83 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	109895
Street Address	92 MICHAEL ST
City	SAINT PAUL
State	MN
Zip	55119-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROTHSCHILD BATTLE CREEK HEIGHT LOT 33 BLK 1
Legal Range	22
Legal Township	28
Legal Section	02
Legal Subdivision	ROTHSCHILD BATTLE CREEK HEIGHT
Legal Block	1
Legal Lot Number	33
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	37403

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	92 MICHAEL ST, SAINT PAUL, MN 55119-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG
Jul 3, 2017	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	20204844986
Prior Transfer Date	Oct 7, 2020
Prior Transfer Doc	0004836925
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 16, 2020
Property Address	92 MICHAEL ST, SAINT PAUL, MN 55119-4628
Document Number	0004844986
Instrument Date	Oct 15, 2020
Instrument	4844986
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE CORP.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 MICHAEL ST ST PAUL MN 551194628, ST PAUL, MN 55119-4628

Mortgage

Document Number	4844987
Date	Nov 16, 2020
Instrument	4844987

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 3, 2017
Property Address	92 MICHAEL ST, SAINT PAUL, MN 55119-4628
Document Number	0004665594
Instrument Date	Jun 27, 2017
Instrument	4665594
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	GLOBAL CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$724.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	92 MICHAEL ST ST PAUL MN 551194628, ST PAUL, MN 55119-4628

Mortgage

Document Number	4665595
Date	Jul 3, 2017
Instrument	4665595

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,900 (+7.27%) Land $40,700 Building $285,200	$325,900 (+7.27%) Land $40,700 Building $285,200
2025	$5,182.00 (+3.19%)	$303,800 (-3.34%) Land $40,700 Building $263,100	$303,800 (-3.34%) Land $40,700 Building $263,100
2023	$5,022.00 Homeowner's exemption	$314,300 Land $40,700 Building $273,600	$314,300 Land $40,700 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Verizon.

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