87 Michael St, Saint Paul, MN 55119 Property Records

Ramsey County property record for 87 Michael St, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,326 sqft · built 1967
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2020)
Tax Bill	$4,754 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-22-14-0057`

Property Details

APN / Parcel Number

Primary APN	`02-28-22-14-0057`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,326 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	113 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	87 MICHAEL ST
City	SAINT PAUL
State	MN
Zip	55119-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	SOUTH BATTLE CREEK HIGTS NO 2 LOT 24 BLK 5
Legal Range	22
Legal Township	28
Legal Section	02
Legal Quarter	1
Quarter-Quarter Section	4
Legal Subdivision	SOUTH BATTLE CREEK HIGTS NO 2
Legal Block	5
Legal Lot Number	24
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1001
Census Tract	37403

Owner

87 Michael St is owned and occupied by an individual who bought it in October 2020.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Mailing Address	87 MICHAEL ST, SAINT PAUL, MN 55119-4652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Dec 1, 2017	Grant Deed, Transfer · Conventional with PMI MORTGAGE UNLIMITED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Dec 1, 2017 · Amount on File
Deed Document Number	A04837724
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 13, 2020
Property Address	87 MICHAEL ST, SAINT PAUL, MN 55119-4652
Document Number	0004837724
Instrument Date	Sep 30, 2020
Instrument	4837724
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 MICHAEL ST ST PAUL MN 551194652, ST PAUL, MN 55119-4652

Mortgage

Document Number	4837725
Date	Oct 13, 2020
Instrument	4837725

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 1, 2017
Property Address	87 MICHAEL ST, SAINT PAUL, MN 55119-4652
Document Number	0004688190
Instrument Date	Nov 22, 2017
Instrument	4688190
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 MICHAEL ST ST PAUL MN 551194652, ST PAUL, MN 55119-4652

Mortgage

Document Number	4688191
Date	Dec 1, 2017
Instrument	4688191

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Mortgage

Document Number	4688192,
Date	Dec 1, 2017
Instrument	4688192

Lender

Name	MORTGAGES UNLIMITED
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,754.00 Homeowner's exemption	$291,700 Land $38,900 Building $252,800	$291,700 Land $38,900 Building $252,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Michael St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Michael St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GigFire.

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