92 McCleary Rd, Elkton, MD 21921 Property Records

Cecil County property record for 92 McCleary Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,504 sqft · built 1981
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Mar 1981)
Tax Bill	$2,889 (2026)
Flood Zone	Zone X (minimal risk)
APN	`04-026438`

Property Details

APN / Parcel Number

Primary APN	`04-026438`
Alternative APNs	`4026438` `026438`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,504 sqft Total Area
Basement Area	240 sqft
Finished Basement	240 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	026438
Street Address	92 MCCLEARY RD
City	ELKTON
State	MD
Zip	21921-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 5 - 2.101 ACRES 92 MCCLEARY ROAD NORTHMINSTER @ FAIR HILL
Legal Subdivision	NORTHMINSTER FAIRHILL
Legal Lot Number	5
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2010
Census Tract	30601

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 MCCLEARY RD, ELKTON, MD 21921-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 1981 · Amount on Record
Deed Sale	Mar 31, 1981 · Amount on Record
Deed Book / Page	64 / 659
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,889.00 (+1.65%) Homeowner's exemption	$260,933 (+0.67%)	$264,400 (+2.01%) Land $91,100 Building $173,300
2025	$2,842.00 (+45.59%) Homeowner's exemption	$259,200 (+9.49%) Land $91,100 Building $168,100	$259,200 (-) Land $91,100 Building $168,100
2023	$1,952.00 Homeowner's exemption	$236,733	$259,200 Land $91,100 Building $168,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Armstrong, Talkie Communications.

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