90 McCleary Rd, Elkton, MD 21921 Property Records

Cecil County property record for 90 McCleary Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,224 sqft · built 1984
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Company Names on Record
Last Sale	$455,000 (Mar 2025)
Tax Bill	$4,199 (2026)
Deeds & Mortgages	Sep 2026 Sale May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-034384`

Property Details

APN / Parcel Number

Primary APN	`04-034384`
Alternative APNs	`4034384` `034384`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,224 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Porch	Slab
Porch Area	376 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	034384
Street Address	90 MCCLEARY RD
City	ELKTON
State	MD
Zip	21921-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4 - 2.102 ACRES 90 MCCLEARY ROAD NORTHMINSTER @ FAIR HILL
Legal Subdivision	NORTHMINSTER FAIRHILL
Legal Lot Number	4
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2010
Census Tract	30601

Owner

Source: Cecil County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	90 MCCLEARY RD, ELKTON, MD 21921-2529
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Transfer MID ATLANTIC TITLE
May 23, 2022	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 23, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Dec 20, 2024 · Amount on Record
Deed Book / Page	5592 / 78
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 16, 2026
Property Address	90 MCCLEARY RD, ELKTON, MD 21921-2529
Document Number	5843000385
Book / Page	5843 / 385
Instrument Date	Jun 4, 2026
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	MID ATLANTIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	90 MCCLEARY RD, ELKTON, MD 21921-2529

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CECIL MD
Recording Date	May 23, 2022
Property Address	90 MCCLEARY RD, ELKTON, MD 21921-2529
Document Number	0051690333
Book / Page	5169 / 333
Map Reference	MB NDS 06 FO 60
Instrument Date	May 17, 2022
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3602 SQUIRREL HILL CT, 3602, WILMINGTON, DE 19808-3116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 MCCLEARY RD, ELKTON, MD 21921-2529

Mortgage

Document Number	0005169339
Date	May 23, 2022
Instrument	5169-339

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Change Frequency	3 Years

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 23, 2021
Property Address	90 MCCLEARY RD, ELKTON, MD 21921-2529
Document Number	0049880246
Book / Page	4988 / 246
Map Reference	MB NDS 6 FO 60
Instrument Date	Sep 13, 2021
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 SQUIRREL HILL CT, WILMINGTON, DE 19808-3116

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,199.00 (+5.03%)	$381,733 (+38.13%)	$425,400 (+18.2%) Land $91,100 Building $334,300
2025	$3,998.00 (+28.47%)
2023	$3,112.00	$276,367	$359,900 Land $91,100 Building $268,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Armstrong, Talkie Communications.

Nearby Properties on McCleary Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures