92 McBride Rd, Wales, MA 01081 Property Records

Hampden County and Wales Town property record for 92 McBride Rd, Wales, MA 01081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,575 sqft · built 1987
Lot Size	5.12 acres (223,027 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2018)
Tax Bill	$5,112 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14123`

Property Details

APN / Parcel Number

Primary APN	`14123`
Alternative APNs	`WALE M:1000 B:2260 L:0092-0` `M:1000 B:2260 L:0092=0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,575 sqft Living Area
Gross Area	3,278 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	223,027 sqft (5.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	14123
Street Address	92 MCBRIDE RD
City	WALES
State	MA
Zip	01081-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2260
Legal Lot Number	92-0
Jurisdiction	WALES MA
Township / Civil Division	WALES
Census Block Group	1
Census Block	1049
Census Tract	813801

Owner

92 McBride Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Hampden County and Wales Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 MCBRIDE RD, WALES, MA 01081-9749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit MONSON SAVINGS BANK
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Nov 30, 2018	Quit Claim Deed, Transfer NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Deed Book / Page	22465 / 220
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALES MA
Property Address	92 MCBRIDE RD, WALES, MA 01081-9749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21940-152
Date	Nov 10, 2017
Book Page	21940/152
Instrument	66708

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALES MA
Property Address	92 MCBRIDE RD, WALES, MA 01081-9749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23473-552
Date	Oct 14, 2020
Book Page	23473/552
Instrument	59223

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALES MA
Recording Date	Nov 30, 2018
Property Address	92 MCBRIDE RD, WALES, MA 01081-9749
Document Number	22465-220
Book / Page	22465 / 220
Instrument	71402
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	224650223
Date	Nov 30, 2018
Instrument	22465/0223

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 92 McBride Rd was $5,112, up 3.2% from the year before.

Source: Hampden County and Wales Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wales Town
Secondary School District	Tantasqua School District (07 - 12)
Elementary School District	Wales School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,112.00 (+3.23%)	$361,800 (+5.36%) Land $69,300 Building $292,500	$431,213 (+12.41%)
2025	$4,952.00 (+2.5%)	$343,400 (+4.98%) Land $66,200 Building $277,200	$383,610 (-0.12%)
2024	$4,831.00 (+4.66%)	$327,100 (+20.88%) Land $63,200 Building $263,900	$384,085
2023	$4,616.00	$270,600 Land $56,700 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 McBride Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 McBride Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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