92 Main St, Keystone, IA 52249 Property Records

Benton County property record for 92 Main St, Keystone, IA 52249

Property Summary

Property TypeRestaurant
Details3,880 sqft · built 1932
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on Record
Last Sale$2,000 (Jul 2021)
Tax Bill$1,722 (2026)
Deeds & MortgagesAug 2021 Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN09011650

Property Details

APN / Parcel Number

Primary APN09011650

Interior

Stories1 Story
Building Area3,880 sqft Gross Area
1st Floor Area3,880 sqft
Basement Area1,680 sqft
Unfinished Basement1,680 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialConcrete Block
Roof MaterialShingle
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address92 MAIN ST
CityKEYSTONE
StateIA
Zip52249-9529
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionKEYSTONE LOT 14 & 15 BLK 9
Legal SubdivisionKEYSTONE
Legal Block9
Legal Lot Number14,15
JurisdictionBENTON IA
Township / Civil DivisionKANE
Census Block Group3
Census Block3070
Census Tract960600

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1517 72ND ST, KEYSTONE, IA 52249-9613
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWESTON BANK
Jul 27, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2021 · Amount on Record
Deed SaleJul 27, 2021 · Amount on Record
Prior SaleSep 21, 2011 · Amount on Record
Deed Document Number20213777
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON IA
Property Address92 MAIN ST, KEYSTONE, IA 52249-9529
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000214265
DateAug 19, 2021
Instrument21-4265
Lender
NameMIDWESTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 9, 2041
Interest
Rate TypeFixed Rate

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON IA
Recording DateJul 27, 2021
Property Address92 MAIN ST, KEYSTONE, IA 52249-9529
Document Number0000213777
Instrument DateJul 20, 2021
Instrument21-3777
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$2.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1517 72ND ST, KEYSTONE, IA 52249-9613

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBenton County
MunicipalityKeystone City
Unified School DistrictBenton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,722.00 (+4.74%)$150,100 (-) Land $8,900 Building $141,200$150,100 (-) Land $8,900 Building $141,200
2025$150,100 (+9.32%) Land $8,900 Building $141,200$150,100 (+9.32%) Land $8,900 Building $141,200
2024$1,644.00 (+64.4%)
2023$137,300 (+84.05%) Land $8,900 Building $128,400$137,300 (+84.05%) Land $8,900 Building $128,400
2022$1,000.00$74,600 Land $7,100 Building $67,500
2021$74,600 Land $7,100 Building $67,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE WATER SUPPLY
serves 599 people · EPA ID IA0640030
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2021
Nitrite
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Keystone Communications
Fiber
250 / 250
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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