Benton County property record for 81 Main St, Keystone, IA 52249
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,136 sqft · built 1930 |
| Lot Size | 0.302 acres (13,135 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,174 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09009850 |
| Primary APN | 09009850 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,136 sqft Gross Area |
| 1st Floor Area | 4,136 sqft |
| Basement Area | 819 sqft |
| Unfinished Basement | 819 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 13,135 sqft (0.302 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 81 MAIN ST |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-9529 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | KEYSTONE LOTS 9 & 10 & 11 & 12 BLK 8 |
| Legal Subdivision | KEYSTONE |
| Legal Block | 8 |
| Legal Lot Number | 9-12 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3078 |
| Census Tract | 960600 |
Source: Benton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 367, KEYSTONE, IA 52249-0367 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,174.00 (+8.02%) | $255,900 (-) Land $16,400 Building $239,500 | $255,900 (-) Land $16,400 Building $239,500 |
| 2025 | $255,900 (+6.23%) Land $16,400 Building $239,500 | $255,900 (+6.23%) Land $16,400 Building $239,500 | |
| 2024 | $3,864.00 (+40.2%) | ||
| 2023 | $240,900 (+31.14%) Land $16,400 Building $224,500 | $240,900 (+31.14%) Land $16,400 Building $224,500 | |
| 2022 | $2,756.00 | $183,700 Land $13,100 Building $170,600 | |
| 2021 | $183,700 Land $13,100 Building $170,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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