Niagara County and Lockport City property record for 92 Locust St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,742 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,000 (Mar 2022) |
| Tax Bill | $3,134 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-3940.000 |
| Primary APN | 4-3940.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,742 sqft Living Area |
| 1st Floor Area | 1,202 sqft |
| 2nd Floor Area | 540 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 75.4 ft deep x 42.8 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4-3940.000 |
|---|---|
| Street Address | 92 LOCUST ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-4522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 2 |
| Legal Lot Number | 66.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 23700 |
92 Locust St is owned and occupied by an individual who bought it in March 2022.
Source: Niagara County and Lockport City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 LOCUST ST, LOCKPORT, NY 14094-4522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on File |
| Deed Sale | Mar 16, 2022 · Amount on File |
| Prior Sale | Jan 11, 2016 · Amount on File |
| Deed Document Number | 20224992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Mar 16, 2022 |
| Property Address | 92 LOCUST ST, LOCKPORT, NY 14094-4522 |
| Document Number | 0000004992 |
| Map Reference | MB 25 PG 2433-2439 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022-04992 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 PINE ST, 172, LOCKPORT, NY 14094-4402 |
| Name | Verified Name |
|---|---|
| Address | 151 MEAD ST APT 3, 3, NORTH TONAWANDA, NY 14120-4419 |
| Document Number | 0000004993 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-04993 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2026 property tax bill for 92 Locust St was $3,134, down 0.4% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,134.00 (-0.44%) | ||
| 2025 | $3,148.00 | $118,000 Land $1,900 Building $116,100 | $118,000 Land $1,900 Building $116,100 |
| 2023 | $107,000 Land $1,900 Building $105,100 | $107,000 Land $1,900 Building $105,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 92 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 92 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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