92 Ledgestone Dr, Fairview, NC 28730 Property Records

Buncombe County property record for 92 Ledgestone Dr, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,818 sqft · built 2016
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Apr 2016)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9686-65-2110-00000`

Property Details

APN / Parcel Number

Primary APN	`9686-65-2110-00000`
Alternative APN	`968611651053000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,818 sqft Living Area
1st Floor Area	2,355 sqft
2nd Floor Area	1,463 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	700 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	968611651053000
Street Address	92 LEDGESTONE DR
City	FAIRVIEW
State	NC
Zip	28730-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:04/14/2016 DEED
Legal Description	DEED DATE:04/14/2016 DEED:5414-1424 SUBDIV:LEDGESTONE LOT:48 PLAT:0102-0003
Legal Subdivision	LEDGESTONE
Legal Lot Number	48
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3021
Census Tract	3203

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	92 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2017	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Feb 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2016 · Amount on Record
Deed Sale	Apr 14, 2016 · Amount on Record
Prior Sale	Apr 11, 2014 · Amount on Record
Deed Document Number	0054141424
Deed Book / Page	5414 / 1424
Record Updated	Jun 7, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	92 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055420704
Date	Apr 25, 2017
Book Page	5542/0704

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	92 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055211959
Date	Feb 17, 2017
Book Page	5521/1959

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	92 LEDGESTONE DR, FAIRVIEW, NC 28730-7100
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	TOWER TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057160761
Date	Oct 31, 2018
Book Page	5716/0761

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	362 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,931.00 (+9.9%)	$697,900 (-)
2023	$4,487.00	$697,900	$697,900 (-) Land $75,300 Building $622,600
2021			$697,900 Land $75,300 Building $622,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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